Where is the NHS when you need it?

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Thanks for the time you spent explaining to me how the finances work. Do you practise being rude or does it come naturally? By the way I seldom go into pubs and it was not a bloke.


I have two clearly defined budget streams
Pay and Non-Pay

I am responsible for reducing both to a minimum, but independently

For instance, I cannot transfer savings on one to support the other
 

midlife

Legendary Member
Is there 2 pots? Please understand I have no idea how the finances work and that I am only repeating what I was told by an honest person last week.

Broadly, pensions and some other benefits are paid from the pensions mob in Fleetwood and is a different pot of money from that which runs the NHS. Pensioning people off saves hospitals money so every now and then we have rounds of "early retirement".

Shaun
 

screenman

Squire
Why are you expecting me to explain how it works? Are you incapable of googling?

And I wasn't rude - just tired of dealing with people wh rely on what they've heard second hand rather than finding out for themselves. The information is out there, easily available.

The information is out there to support many views, if you asked about my trade I would take a few moments to explain it too you, but of course I am not rude, just uneducated in the workings of the NHS.
 

screenman

Squire
Some might say that making unsolicited comments about other people's weight is rude.

I feel it is about time we stopped seeing obese as the norm, I was there for a couple of years and it was somebody calling me fat that concentrated my mind into doing something about it.
 

vickster

Squire
That doesn't mean that other people appreciate it from strangers on the Internet. I assume that person was a medical professional, friend or family member,
 

classic33

Leg End Member
Not much fun when you wait 8 hours without being informed of what is happening and not being able to get a drink or food because the hospital shop is closed.
Sounds like a wait in an A&E, at any holiday time really. Been in too many of them.
 

marzjennings

Legendary Member
Try being in the U.S...massive excesses even if you are insured!
My deductable, or the amount I need to payout before insurance kicks in is just over $4000. Even then insurance only covers 80% of costs. I would have to spend $8000 on the whole family to start getting 100% coverage of all costs. To off set this I get to put away about $5000 a year before tax. If we ever get really sick, cancer maybe, I'm catching up on my NI payments and flying home.
 

midlife

Legendary Member
My deductable, or the amount I need to payout before insurance kicks in is just over $4000. Even then insurance only covers 80% of costs. I would have to spend $8000 on the whole family to start getting 100% coverage of all costs. To off set this I get to put away about $5000 a year before tax. If we ever get really sick, cancer maybe, I'm catching up on my NI payments and flying home.

Eligibility for free NHS treatment is based on residency and is independent of any contributions.

Shaun
 

mybike

Grumblin at Garmin on the Granny Gear
When Labour were in power our local (new) NHS hospital was pretty much closed down together with a neighbouring city's in favour of a hospital in a town with a Labour MP that happens to be sited next to a football ground. You can imagine how easy it is to get to the hospital on match days & I am told that people going to the match park in the hospital car park. At £2 an hour a recent spell in A&E with my wife cost £12, but of course football matches don't last that long. BTW, she was eventually sent home because a "busy A&E department isn't conducive to a low BP reading".
 

Cold

Guest
My deductable, or the amount I need to payout before insurance kicks in is just over $4000. Even then insurance only covers 80% of costs. I would have to spend $8000 on the whole family to start getting 100% coverage of all costs. To off set this I get to put away about $5000 a year before tax. If we ever get really sick, cancer maybe, I'm catching up on my NI payments and flying home.

My wife had to go medically bankrupt as her bill was so much after she had cancer treatment and her insurance only paid so much.
Also when she came to the UK to live and went to the Doctors here and they went through what tablets she had to take everyday they cut out half of them as they were not needed meaning she had been paying hundreds every month for something she didn't actually need.
 
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