I was thinking that...
While the driver was clearly at fault for taking a chance, travelling at nearly 30, in the wet, on a bike seems a bit too fast. We just don't have the braking power of four fat tyres....
Especially given the way drivers seem unable to appreciate the potential speed of a cyclist.
Still, hopefully there's no serious damage done.
Yes, you are perhaps both right to an extent. While I am legitimately entitled to be travelling up to and including 30mph in a 30mph zone, for as long as motorists see a bike and automatically think 'slow... must get out in front', travelling that fast in those conditions is probably an unnecessary risk.
Commuting to work is all about arriving safely, not risking all to arrive quicker than yesterday.
As a human being though I'll freely admit that I get a thrill from travelling as fast as it's safe to do, and while other road user's inability to gauge the speed of a travelling object should not prevent me from cycling as I'd like (within the law), doing so frequently may put me at risk.
Quite often, I feel that a high average speed and the ability to keep up with traffic actually makes me safer. I don't get overtaken as often because in 30mph zones during rush hour traffic rarely reaches 30mph so on the flat I generally keep up. Drivers seem to be more patient when I'm travelling fast because they don't feel as held up when stuck behind me.