My baordman only came with a tiny booklet that was very generic in nature, nothing that really helps you use the bike so i would not worry about it .
Depends on what sort of insurance you want for you bike , if its only for theft then your household policy can normally cover it for a small extra premium .Mine covers my bikes for theft outside the house assuming i lock it up , being the only one on the sunday club run to lock the bike at the cake stop looks a bit odd but as long as i cover my ass.....