40 Mile Round Trip Commute. £1000 to spend. All Year. Suggestions..

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lejogger

Guru
Location
Wirral
Wouldn't it be better to get 0% credit and a good deal, rather than a bike to work scheme and RRP?
Sometimes yes, sometimes no... Depends on the scheme and what's available.

30%+ saving on the bike you really want can be unbeatable. On a bike you're just settling for can be a false economy.
 

fossala

Guru
Location
Cornwall
Sometimes yes, sometimes no... Depends on the scheme and what's available.

30%+ saving on the bike you really want can be unbeatable. On a bike you're just settling for can be a false economy.
I thought most of the good savings have gone since HMRC changed the scheme. I'm no expert in it as I have never used it, nor credit for that matter.
 

benb

Evidence based cyclist
Location
Epsom
True dat!!!

I can just about maintain a 25mph average over a short TT, but on the commute I'm doing well to get much over 20 with lights, traffic and luggage.

Kudos.

I'm deliriously happy with a 16mph average!
 

lejogger

Guru
Location
Wirral
I thought most of the good savings have gone since HMRC changed the scheme. I'm no expert in it as I have never used it, nor credit for that matter.
Not at all.

I am also not an "expert" but I know how it works and I run it for our company.

It varies depending on what 3rd party company operate your scheme. Some persuade your employers to purchase the bikes using finance - which makes it cost more, and some have weird and wonderful ways of exchanging ownership - which can make it cost more.

If run sympathetically like ours, the minimum you will save is ~30%, the maximum is ~50% (depending on your earnings/tax situation).
 

400bhp

Guru
Good morning,

I appreciate that it is easy to get tyres with a longer life, but it is much harder to get a lower cost per mile. A quick search comes up with a price for the Duranos as twice that of the Ultrasport.

Bye

Ian


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