johnr said:
Good for giving horses the heads up too
No, that is one situation where a voice is preferable. A gentle but audible "Hello: cyclist coming by" from a little way back alerts the rider to your iminent overtake, and the horse to the fact that you are a human being. While the rider will understand the bell, the horse very likely won't. All the horsey people I've asked have said they'd prefer a vocal greeting.
And before anyone starts, yes, there are grumpy snooty horse folk, just the same as there are grumpy snooty cyclists, drivers, pedestrians... But when I'm out on a rare hack, I give cyclists a big grin and a wave. So if you've ever ridden past a string of horses in the Naburn area, and one of the riders has given you a big grin and a wave, that might have been me...
I don't get this "Wouldn't be seen dead with a bell" stuff. These days you can get tiny little bells, and yes, very likely in carbon effect coating. None of my bells rattles as I ride. Just because you have a bell, doesn't mean you can't also use your voice where necessary.