C2W just announced

[insurin]

Work have just started it up again. Missed out last time due to redundancies happening.

Over the years I have read good things about the LHT. I like the idea of it. I have never seen one in the flesh. If I were to go down that route I would want trekking bars.

My question is, Can I get a C2W voucher and get a bike built with trekking bars instead of drops. Likewise can the same be done on Dawes Galaxy, trekking instead of drops. Do the likes of Evans/Spa etc build to order with the voucher.


cheers

 

[vickster]

You would be best to ask them

 

[400bhp]

You would be best to ask them

This.

Every time questions are posted on here then there is misinformation because, people wrongly believe their C2W applies to all C2W schemes.

Some are very flexible, some shops are very flexible. Some schemes and/or shops aren't.

 

[Banjo]

In general terms is it possible to buy a bike thats over a grand and pay the difference in cash?

 

[barachus]

Yes, that's what i did, I just paid the lbs the difference

 

[vickster]

Some retailers will allow it, others not (e.g. Halfords won't I think, or wouldn't in the past)

Who is the scheme with?

As above, ask them

 

[insurin]

sorry. I have been out picking up another bike. It was only announced today and it said something about C2W with Halfords and cycleplus where I think you can go to any participating shops.
I am looking at the LHT and Dawes Galaxy but I won't be able to test ride them with trekking bars as they all seem to come with drops. Other touring bike recommendations are welcome particularly with flat bars as they can easily be adapted to trekking. I have seen some sweet modified Galaxys and LHTs that have been setup with trekking bars.

 

[Banjo]

sorry. I have been out picking up another bike. It was only announced today and it said something about C2W with Halfords and cycleplus where I think you can go to any participating shops.
I am looking at the LHT and Dawes Galaxy but I won't be able to test ride them with trekking bars as they all seem to come with drops. Other touring bike recommendations are welcome particularly with flat bars as they can easily be adapted to trekking. I have seen some sweet modified Galaxys and LHTs that have been setup with trekking bars.

Would it be possible to buy a LH Trucker frame plus your choice of components to build it up on C2W or does it haveto be a complete rideaway bike?

 

[insurin]

Would it be possible to buy a LH Trucker frame plus your choice of components to build it up on C2W or does it haveto be a complete rideaway bike?

That's the pertinent question mate. I am still trying to find out.

 

[Banjo]

That's the pertinent question mate. I am still trying to find out.

Good Luck . Keep us posted how you get on, my mate has a Surly with flat bars but he built it up himself from an old second hand frame.

 

[GrumpyGregry]

Whole bike unless you cheat.

£1000 max unless your employer has a consumer credit license.

The following can be ignored if you have a steady secure job.

Watch out for the potential pitfalls of topping up with your own money.

Watch out for spending your own money on upgrades.

 

[Moodyman]

Unless you're a higher rate taxpayer, C2W does not save you much, if at all.

Shops won't budge from the RRP and when you factor in the final valuation, you may as well save up and buy your bike with cash. At least you can negotiate a discount this way and the bike is yours without the complex hire agreement.

 

[400bhp]

Unless you're a higher rate taxpayer, C2W does not save you much, if at all.

Shops won't budge from the RRP and when you factor in the final valuation, you may as well save up and buy your bike with cash. At least you can negotiate a discount this way and the bike is yours without the complex hire agreement.

Ignore this, as stated earlier check your works c2w and the shops used, speaking to them if necessary.

 

[insurin]

Ignore this, as stated earlier check your works c2w and the shops used, speaking to them if necessary.

I think Moodyman is living up to his name. All I know is when I put details in of say £1000 voucher, the calculator says I pay net of about £56 (I am lower threshold tax rate so 32%). I am trying to find out what the final payment would be. Lets discount the final fee for a minute. That means I can get a £1000 bike for £680 and pay it off over 12 months interest free.

 

[400bhp]

I think Moodyman is living up to his name. All I know is when I put details in of say £1000 voucher, the calculator says I pay net of about £56 (I am lower threshold tax rate so 32%). I am trying to find out what the final payment would be. Lets discount the final fee for a minute. That means I can get a £1000 bike for £680 and pay it off over 12 months interest free.

You save tax and NI, so little difference between a higher and lower rate taxpayer.

The relevance to whether you actually save is dependant upon when you have to pay a final fee for the bike. HMRC have a sliding scale going from 25% at the end of year one, to 0% after year 5 - hence @GrumpyGregry's post. Each employer will be different, some will let you "pay" after 5 years, some won't.

Some shops will let you go over £1000, some won't.

Some shops will let you buy discounted bikes, some won't.