No you wouldn't. You'd only need an expert report stating that it isn't damage that you have caused and it's a defect of manufacture. I'd be expecting a bike frame to last a minimum of 10 years, particularly a carbon frame that doesn't rust or fatigue. If it is a defective frame,
Ribble should be paying to get it sorted regardless what the warranty length is.
If the frame was 6 years old, then you no longer have that route, and you would just have to pay for repair or replace it.
If I understand the process correctly, the dropouts are an aluminium piece that is glued into the ends of the seatstays and chainstays. Sometimes there will be a filler applied to smooth the join, then it is painted. The filler may have cracked (not structural, frame is OK) or it may just be a paint crack (also OK), or the glue has let go (not something that should happen, but it's serious).