Torque wrenches are not a 'must have' tool for bike maintenance. There might be some rational with small bolts on carbon components (where the Richey Torque Key is perfect), but in general the larger bolts and things like the bottom bracket are hard to 'over tighten'. Most people work on their bikes with no trouble without using a torque wrench. Certainly there is no need for one in the higher ranges.
What is needed is a degree of 'mechanical sympathy'. I've seen broken seat posts and bars attributed to 'over-tightening', but often there is another cause, such as a burr forming a stress riser or using a mis-match of road bike and mtb bars and stems. I've also seen things cross threaded but deemed 'properly fastened' as the torque wrench has clicked.
If you hold an allen key near the 'bend' and with your index finger and thumb on the part that goes down to the bolt, then doing things up firmly will not exceed 5Nm. To get a feel for this torque, hang a half kilo bag of something at the end of a metre stick and feel how hard it is to hold it out horizontally with only one hand holding the other end. That's the 'twist' of 5Nm. I bet it's more than you thought! And easy to not exceed even without a torque wrench.