Check your bank statements (fraud)!

[ColinJ]

I've just been going through my bank statements and have discovered 2 fraudulent withdrawals of £15 to O2(Uk)ltd Prepay, Slough.

I did this search and was rather alarmed by the results!

Now I've got to go down to the bank to get my card cancelled and fill in a fraud claim. Check your bank statements regularly folks!

 

[marinyork]

Get onto the bank. Orange scams are pretty common too, they tried to set one up multiple times with the cycling organisation I'm with. You're best off saying specifically to the bank that you don't authorise any payments to O2.

I don't see how having your card cancelled helps? They probably did it through your account number, that's how most of the ones I've heard of have done it.

 

[I am Spartacus]

Checking the bank statement is one of life's chores is it not?
Do not people actually do this on a regular basis anymore?
Does this mean that people have more money than sense these days?
and thanks for me o2 web topup boyo to keep me online

 

[dellzeqq]

Singlepoint used to have such a bad record that Stoke City Council had a trading standards officer permanently assigned to deal with their cases. Somebody filched over a grand from my account, and more still from a work colleague who had visited another branch. Didn't stop Tom Cauldwell from selling the business for almost 600 euros, though.

 

[ColinJ]

Get onto the bank. Orange scams are pretty common too, they tried to set one up multiple times with the cycling organisation I'm with. You're best off saying specifically to the bank that you don't authorise any payments to O2.

I certainly don't want any payments going to O2, but what is to stop the bastards from buying something else? I know that goods are only supposed to be despatched to the card holder's address, but what about things like MP3 downloads?

I don't see how having your card cancelled helps? They probably did it through your account number, that's how most of the ones I've heard of have done it.

Perhaps you are right. I'll see what the bank suggests.

Checking the bank statement is one of life's chores is it not?
Do not people actually do this on a regular basis anymore?
Does this mean that people have more money than sense these days?

I always check mine, but I was just reminding people to be vigilant. This happened 3 weeks ago but I happened to decide to check my account online this afternoon. It would be another couple of weeks before a printed statement arrives.

and thanks for me o2 web topup boyo to keep me online

Ho ho - not!

 

[Slim]

I had a few of the O2Prepay payments taken from my account a few weeks back. Abbey have refused to accept that I did not compromise my card and will not refund the money.

The account will be closing as soon as the Direct Debits have transferred across to another bank.

 

[I am Spartacus]

Are cash machine slot cameras the source?
The petrol station that you do not know with possible dubious staffing arrangements?
Your own kids having a good time?
You own missus having an even better time?
Where is the compromising taking place?

I t was on the radio earlier this week, do not stop online shopping.. in fact the more you do, the more of your own profile is created by those companies paid to monitor transactions so that iffy dealings can be picked up and you notified.
Always make sure that your bank . credit card company have your current mobile number so that their security people can call you to check.

 

[Slim]

The bank knows it's not my phone being topped up as the statements show a monthly payment to Virgin. They're probably getting loads of these and are resisting. I could fight it but I've been pretty peed off with Abbey for a while and this is the shove I needed to move my accounts over to Smile.

 

[ColinJ]

I went down to my local Halifax 'branch' only to be told that it wasn't one! It is an 'agency' and they couldn't help me.

I could either make an appointment at the nearest branch (4 miles away) or ring the Halifax help number. I chose to ring the number, feeling apprehensive that I might get put through to someone like the really pleasant but totally incomprehensible person I tried to speak to last time at an Indian call centre.

Oh joy of joys - a Scottish accent! The chap took the details and said that he'd cancel my card just-in-case and get a new one and a fraud claim form in the post.

Are cash machine slot cameras the source?
The petrol station that you do not know with possible dubious staffing arrangements?
Your own kids having a good time?
You own missus having an even better time?
Where is the compromising taking place?

I am very cautious at ATMs. I don't let anybody stand close to me, check for cameras and shield my hand when typing my P.I.N.

I don't use petrol stations.

No kids.

No missus (or mista!).

No idea!

My card is either with me, or locked in the house at all times.

My bet would be on somebody with access to account data flogging it on t'Internet!

 

[peanut]

I've just been going through my bank statements and have discovered 2 fraudulent withdrawals of £15 to O2(Uk)ltd Prepay, Slough.

I did this search and was rather alarmed by the results!

Now I've got to go down to the bank to get my card cancelled and fill in a fraud claim. Check your bank statements regularly folks!

this happened to me last month

02 took £30.00

I phoned my debit card company who cancelled my card and sent me another.

Alliance & leicester put the money back in my account straight away and I had to sign a confirmation form today .

Looks like this is a scam by 02 employees

 

[classic33]

ColinJ clicked on the linkin your opening post & went to the first on the list. Top of the screen is an advert for O2!

With the cash machines the next time you use one, take a look around, you may notice a camera in use behind you.
Every cash machine in Halifax town centre is covered by at least one.

Question
What would you do if you found a couple of cards & pin numbers unopened.

 

[dav1d]

ColinJ, have you recently taken out a contract with 3 or have an existing one? It seems many of the victims of this have: http://www.sheffieldforum.co.uk/showthread.php?t=406022

 

[ColinJ]

ColinJ clicked on the linkin your opening post & went to the first on the list. Top of the screen is an advert for O2!

That's a spooky coincidence!

With the cash machines the next time you use one, take a look around, you may notice a camera in use behind you.

Every cash machine in Halifax town centre is covered by at least one.

I always stand close to the ATM and cover my hand when typing the numbers in, having checked for cameras. I'm a big bloke so there isn't much daylight around me by the machines!

I get most of my cash as cashback when shopping at local shops. Security cameras in those shops might have a better view of me typing my P.I.N. into the card terminals.

Question
What would you do if you found a couple of cards & pin numbers unopened.

That's a trick question - if they were unopened, how would I know what they were!

If I found some unopened envelopes lying in the street, I'd post them in the nearest post box.

ColinJ, have you recently taken out a contract with 3 or have an existing one? It seems many of the victims of this have: http://www.sheffieldforum.co.uk/showthread.php?t=406022

Nope.

The fact is that there are ways that dodgy people can get hold of our details and either use them themselves, or flog them to someone else who will.

Check your account(s) regularly and report any suspicious activity as soon as you spot it.

I don't know why the banks don't implement a security system which can be implemented over the phone without you having to tell the retailer your P.I.N. Here's one I've just made up - the bank issues you a list of single-use passwords...

rancid-duck-967543!
flatulent-herring-1947?
27618-people-eat-cold-custard#

...and so on.

You read one of these passwords out and the retailer uses it to verify the transaction. Having been used once, the password expires so even if the retailer is crooked, they can't use the password to get any more money from your account. Doesnt sound like rocket science does it? The passwords should be stored in an encrypted form at the bank so they can't be retrieved there even if someone hacks into the bank's computer system.

 

[classic33]

In the picture are cards, credit & debit. With Pin number details.
Picked one out, took it to the bank concerned saying I'd found a few of their cards. Easy to tell there was a card in the one I'd taken to the bank as it could be felt inside the envelope.
They showed no interest in finding one or two as they were missing over 10,000. That is what is in the cages in the picture.

Halifax cards also carry the account details, easliy copied using thermal receipts. You get a mirror image of the account details.

 

[ColinJ]

In the picture are cards, credit & debit. With Pin number details.
Picked one out, took it to the bank concerned saying I'd found a few of their cards. Easy to tell there was a card in the one I'd taken to the bank as it could be felt inside the envelope.
They showed no interest in finding one or two as they were missing over 10,000. That is what is in the cages in the picture.

Halifax cards also carry the account details, easliy copied using thermal receipts. You get a mirror image of the account details.

Hmm, that inspires confidence doesn't it!