It was cold this morning and I think I could have done with one more layer .... -3 deg C and I only had on a long sleeved T, Izumi Bib tights, and my Evo nightvision (gloves and buff of course). It didn't help that I hadn't done up my coat properly and the zip was gradually coming undone from the bottom of the coat. I thought it was just so cold until it was half undone. I only got to the point of being OK about a mile from my destination. I have found that now I've changed routes so that I'm now got a lot fewer junctions that my speed is a little faster and I'm generating more heat.