Last crash, was March this year as tipper truck pulled out in front of me, I parted company with the bike, and the truck drove over the back wheel and saddle. I rode that bike the next day with new saddle and wheel, before the cuts and brusies had healed. The one before that, a car was parked on top of me for 20 minutes. It took 8 months to learn to walk and talk again and two years before I could do both at the same time. Didn't ride my bike for 7 years after that one.
. Come on, they are 'rarely' in that much danger.