Credit card data hacked

[presta]

have notifications set up when transactions are made

The problem with that kind of thing is that it quickly turns into the boy who cried wolf, wading through notifications every verse end for 50 years before the one you want to know about arrives.

 

[teeonethousand]

The problem with that kind of thing is that it quickly turns into the boy who cried wolf, wading through notifications every verse end for 50 years before the one you want to know about arrives.

I check all my accounts and review transactions at least once every day. I don't think I am unusual...not for that reason anyway😂😂

 

[figbat]

The problem with that kind of thing is that it quickly turns into the boy who cried wolf, wading through notifications every verse end for 50 years before the one you want to know about arrives.

I don’t find it at all problematic. If I get a notification I’ll give it a quick look and if I recognise it carry on. If I don’t I check with my wife if she’s spent something. If it’s neither then we look closer at it (which is very rare). We don’t make enough transactions for it to be onerous.

 

[Alex321]

I check all my accounts and review transactions at least once every day. I don't think I am unusual...not for that reason anyway😂😂

I think you are beyond unusual in that, way beyond. I would be surprised if one in a thousand people checks every day.

Checking monthly will not be uncommon, even weekly might not be all that unusual (though still probably a LOT less than 50%). But daily is just way too much for most people.

 

[nogoodnamesleft]

All this notifications and very frequent checks means online banking. Personally I won't do that atall. All my accounts (quite a few) are specifically blocked by the banks from online access.

For me online banking itself represents an increased risk. Not in terms of pass keys, 2FA, etc. but in other respects.

 

[teeonethousand]

I think you are beyond unusual in that, way beyond. I would be surprised if one in a thousand people checks every day.

Checking monthly will not be uncommon, even weekly might not be all that unusual (though still probably a LOT less than 50%). But daily is just way too much for most people.

Blimey. I think it probably depends very much on how familiar/willing/trusting one is with technology....I am. My working life was with technology therefore well aware of the good and the bad so vigilance is my way of helping myself to catch any issues straight away. My equivalent of keeping a hand on a wallet when on the tube😂😂

 

[chris-suffolk]

I think you are beyond unusual in that, way beyond. I would be surprised if one in a thousand people checks every day.

Checking monthly will not be uncommon, even weekly might not be all that unusual (though still probably a LOT less than 50%). But daily is just way too much for most people.

I get notified of debits and credits to my bank account, and also credit cards. I don't have that many per week so it's not onerous at-all, but is easy to flag up anything I don't recognise or wasn't expecting, so I can check further. I must be another of your 1 in a 1000 that checks pretty much daily.

 

[presta]

I think you are beyond unusual in that, way beyond. I would be surprised if one in a thousand people checks every day.

Checking monthly will not be uncommon, even weekly might not be all that unusual (though still probably a LOT less than 50%). But daily is just way too much for most people.

I check the monthly paper statements (which I insist on) when they arrive.

All this notifications and very frequent checks means online banking. Personally I won't do that atall. All my accounts (quite a few) are specifically blocked by the banks from online access.

I didn't do any online banking until lockdown, then I gave up my resistance to it. Similar with DDs, didn't do those till recently. I still think cheque is more convenient unless mobility issues make it difficult to get to the bank. I never used ATMs until about 2005.

 

[Alex321]

I get notified of debits and credits to my bank account, and also credit cards. I don't have that many per week so it's not onerous at-all, but is easy to flag up anything I don't recognise or wasn't expecting, so I can check further. I must be another of your 1 in a 1000 that checks pretty much daily.

Not from what you say, you aren't.

Checking when you get notifications, even if that is daily isn't the same as routinely checking every day regardless.

 

[PaulSB]

Not from what you say, you aren't.

Checking when you get notifications, even if that is daily isn't the same as routinely checking every day regardless.

Yes, interesting distinction. I was going to say I check every day but realise now that I don't though I do look several times a week.

My main bank, Santander, used to send alerts whenever a transaction exceeding £100 occurred. It was very useful but has been stopped. A few months ago I opened a Monzo account. I'm more and more impressed with the service and information from Monzo, for example every transaction is alerted along with many other useful features not available from Santander.

I like Santander and will maintain the account and keep it active for the cashback, +/-£10 pm. I am transferring an increasing amount to Monzo for day to day use. It offers some great features, very useful to me.

 

[Shearwater Missile]

Yes, interesting distinction. I was going to say I check every day but realise now that I don't though I do look several times a week.

My main bank, Santander, used to send alerts whenever a transaction exceeding £100 occurred. It was very useful but has been stopped. A few months ago I opened a Monzo account. I'm more and more impressed with the service and information from Monzo, for example every transaction is alerted along with many other useful features not available from Santander.

I like Santander and will maintain the account and keep it active for the cashback, +/-£10 pm. I am transferring an increasing amount to Monzo for day to day use. It offers some great features, very useful to me.

Ford Money are good about notifications too, but they don`t do current accounts. Every time there is a transaction you get a text, bearing in mind that these transactions are between your own accounts. Why did Santander stop their text messages ? I found it very useful.

 

[PaulSB]

Ford Money are good about notifications too, but they don`t do current accounts. Every time there is a transaction you get a text, bearing in mind that these transactions are between your own accounts. Why did Santander stop their text messages ? I found it very useful.

I agree, it was very useful. I imagine it was a cost cutting measure. In my case it was just a warning the service was being switched off and pointing out how easy the app is to use. Yes, it is easy but that isn't quite the point.

 

[midlife]

My Nat West app sends a notification when money goes out of my currant /debit/ credit card accounts. Not DDs or regular payments

Before I had the app I probably checked my account once in a blue moon.

 

[annedonnelly]

I agree, it was very useful. I imagine it was a cost cutting measure. In my case it was just a warning the service was being switched off and pointing out how easy the app is to use. Yes, it is easy but that isn't quite the point.

I suspect it's to encourage everyone to move to the app.

My online Halifax account is warning me that in a few weeks I'll not be able to rename my accounts (I have a "garden" one, "saving" one, etc.) but that I'll still be able to do that in the app.

 

[Mike_P]

I keep a record of transactions using MS Money and check the monthly statements (1 bank account, 2 credit cards) against that. I do occasionally look at the app. Notifications from it are rare so any are quickly investigated.