CTC insurance

[rich p]

Does their third party cover stretch to compensating someone (me, in this instance) if another member crashes into the back of you and trashes your bike

 

[threebikesmcginty]

If they've got insurance - you should be able to claim from them. I think.

You alright rich?

 

[Twenty Inch]

Your insurance won't. Their insurance will, if they have it.

 

[rich p]

If they've got insurance - you should be able to claim from them. I think.

You alright rich?

I'm fine, with a bruise or two but the bikes in a sorry state!

 

[Aperitif]

Hello rich - tell us more...hope you are ok. This thread is useless without pictures - of course. (But not of you eh? )

 

[rich p]

Cycling along the prom (tiddley om pom pom) when I'm clatterred into from the rear which has writen off the Mavic Ksyirium wheel, derailleur and more to the point it has bent the rear hanger (non-replaceable) quite badly. Its aluminium and the first LBS I have tried have said they wouldn't dare to try to straighten it.
The clatterer is a CTC member but I'm not sure whether the insurance works in this sort of case.

 

[theclaud]

Cycling along the prom (tiddley om pom pom) when I'm clatterred into from the rear which has writen off the Mavic Ksyirium wheel, derailleur and more to the point it has bent the rear hanger (non-replaceable) quite badly. Its aluminium and the first LBS I have tried have said they wouldn't dare to try to straighten it.
The clatterer is a CTC member but I'm not sure whether the insurance works in this sort of case.

Do you mean it's difficult to find, or that it's not detachable from the frame? If the former I might be able to help. My friend Dr Evil can make mech hangers in whatever shape is needed...

 

[4F]

I am guessing this is on the Scott CR 1 with the non replaceable hanger ? Sorry to hear that Rich

 

[Aperitif]

I am guessing this is on the Scott CR 1 with the non replaceable hanger ? Sorry to hear that Rich

Good point Tony - what a bummer rich!

 

[twentysix by twentyfive]

One way to get compenstated is to send the bill to the offender. If they are insured they then send it to their insurer. Otherwise you chase the offender - maybe even to the small claims court. If you are insured by the CTC they should support your claim I think and provide a solicitor to see it all sorted. Unless it was a club run, in which case it may be deemed a risk you were all happy to accept (there was a case like that which went to court and the judge ruled if you ride in a group then that's at your own risk).

Main thing is you are OK

 

[rich p]

I established that he's in the CTC so I'll give that route a try. The hanger is as 4F says but thanks Claudine, I'll bear it in mind in future.
I notice that the newer versions of the CR1 Pro have a replaceable hanger. I won't buy another bike without!

 

[theclaud]

I established that he's in the CTC so I'll give that route a try. The hanger is as 4F says but thanks Claudine, I'll bear it in mind in future.
I notice that the newer versions of the CR1 Pro have a replaceable hanger. I won't buy another bike without!

Bugger.

 

[Yorkshireman]

Does their third party cover stretch to compensating someone (me, in this instance) if another member crashes into the back of you and trashes your bike

Yes. You claim from him (via CTC) and he is covered by CTC Third Party Insurance. Info here :-
http://www.ctc.org.uk/desktopdefault.aspx?tabid=3490

 

[Aperitif]

Any news rich..?