thought thety'd got all that sorted, obviously not.
i was "not a ctc member" for a few days a couple of years ago because of the non appearance of the renewal letter.
the section whose competition i was leading at the time knew of the problems and that the lapse was unintentional so it didn't affect my points.
luckily i didn't need the legal services during that time.
this sort of thing shouldn't be happening, i was told you get a letter saying that your membership is due for renewal soon , then the reminder with the new card attached, i've ever only had the reminder.
it seems it's a pretty sloppy service , there are a couple of threads on the ctc website about membership problems.