Until recently my household policy covered any cycle up to £2500 per cycle, more than adequate. Last summer I switched companies, from Northern Rock (!) to Norwich Union, who charge me £31.99 to include any bike up to £1500 (my road bike's replacement cost). I had my Marin stolen a while back and had to claim and now Norwich Union do not want to add our recently acquired tandem to the policy. So I need good cycle insurance to cover, new for old, road bike (£1500), tandem (£1500 to replace) and a new Marin (£400) when I get it. I've heard CTC are good but can't find any details on the website. Does anyone have suggestions. I'd like a new for old policy which also covers all the expensive bits like lights, computers etc that you don't think about until they go. The bikes are stored very securely in a locked, blockwork garage, chained to wall secured brackets etc. It's like Fort Knox!