Cycle touring travel insurance
- Thread starter pete1969
- Start date
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fossyant
Ride It Like You Stole It!
- Location
- South Manchester
Your normal insurance will usually cover you for up to 31 days away. If you are planning on doing a few black runs in the Alps on your tourer, then you might need to speak to Yellow Jersey for cover.
Touring won't be classed as a high risk. But check.
Touring won't be classed as a high risk. But check.
roubaixtuesday
self serving virtue signaller
Normal travel insurance covers touring.
For longer periods away, you might need something more specialist - we've used sportscover direct in the past.
It's worth thinking about what you want from insurance; if you want pricy equipment ie bike insured that seems to be very expensive indeed.
nogoodnamesleft
Well-Known Member
(Note to Mods: I'm mentioning a specific company that I have no connection with other than using them. If this is not OK do delete my post and sorry).
I've used Sports Cover Direct on several occasions both for cycle touring in the EU (France, Germany, Belgium, Netherlands, though it covers wherever you select) as well as general travel. I've found them reasonable price. https://www.sportscoverdirect.com
They seem to offer different modes, one which it just additional cover for activities other which is complete travel insurance where you add activities you want to undertake. Cycle Touring seems to add virtually nothing to the policy premium.
For me one great benefit is that they cover longer term travel (ie many months without returning to UK, something many "holiday policies" don't cover).
I have no connection with the company other than having taken their policies on several occasions but never made any claim on those policies.
I've used Sports Cover Direct on several occasions both for cycle touring in the EU (France, Germany, Belgium, Netherlands, though it covers wherever you select) as well as general travel. I've found them reasonable price. https://www.sportscoverdirect.com
They seem to offer different modes, one which it just additional cover for activities other which is complete travel insurance where you add activities you want to undertake. Cycle Touring seems to add virtually nothing to the policy premium.
For me one great benefit is that they cover longer term travel (ie many months without returning to UK, something many "holiday policies" don't cover).
I have no connection with the company other than having taken their policies on several occasions but never made any claim on those policies.
nogoodnamesleft
Well-Known Member
I've never found any travel insurance (cycling or just travel) that covers true value of what I've taken. Bikes, cameras, they all have max. value limits that are way below value. I take the view that it's a risk of travel. But when you travel you also accept a lot of risks eg dengue, chikungunya, etc.
nogoodnamesleft
Well-Known Member
Unsure if recent changes have changed anything (the ETIAS?) but certainly for some time entry to France has/had a requirement that you have travel insurance. That said, I've never been asked for proof. but it's technically a "must have" rather than a "wish to have".
nb. They also "technically" have/had minimum amounts of money on a € per day basis which I've never bothered with (and easy anyway as the visa is Schengen and not based on how many days you say on entry).
roubaixtuesday
self serving virtue signaller
We recently got French long stay visas; they say you need health insurance including repatriation insurance but at interview only wanted GHICs and didn't even look at the travel insurance.
PaulSB
Squire
- Location
- Chorley, Lancashire
My household insurance covers all risks, worldwide, new for old, for an additional £50 per annum. When I claimed £7000+ in 2024 they paid out without any questions other than those would expect for a claim.
Why look anywhere else?
nogoodnamesleft
Well-Known Member
For me the trip time limits. My tours are generally a lot longer than my house policy allows.
But depends what you are looking to cover. OP was asking about travel insurance and my house (with listed cycles) covers 3rd party and the cycles (for limited time in EU). But doesn't provide "travel insurance" as technically required for eg entry to France and covering eg medical. Adding cycle touring to travel insurance cost virtually nothing.
