Cyclist collides with car

[Pale Rider]

All nicey-nicey at the roadside, then the lying and hook wriggling starts.

All too common, whatever the mode of transport.

A county court claim may work, but there will be a small cost involved - I think it's a percentage of the amount claimed but you would need to check that.

It's time to assess the situation and maybe take a pragmatic decision.

Weigh up what it's cost you so far and what it will cost to pursue it, in money terms and in time and trouble terms.

The justice of the situation is you should be paid for the damage caused.

But, overall, it's sometimes best to drop it and move on.

 

[Matthew_T]

Always go by the book. The insurers would be chasing him instead,mic anything.

In terms of court, insurance doesnt need to be involved. Plus my excess is £200, so it really wouldnt be worth making a claim for <£100.

 

[Matthew_T]

A county court claim may work, but there will be a small cost involved - I think it's a percentage of the amount claimed but you would need to check that.

.

You will get your costs refunded if you win though, plus the other party will have to pay all the fees, even though I am the one taking him to court.

 

[Tin Pot]

In terms of court, insurance doesnt need to be involved. Plus my excess is £200, so it really wouldnt be worth making a claim for <£100.

Yeah depends on the amount, but relying on a verbal IOU isn't something I would recommend.

 

[potsy]

In terms of court, insurance doesnt need to be involved. Plus my excess is £200, so it really wouldnt be worth making a claim for <£100.

I would send him the letter as the Police advise, and if you get no joy put it down to experience and move on.

 

[Pale Rider]

You will get your costs refunded if you win though, plus the other party will have to pay all the fees, even though I am the one taking him to court.

Costs aren't awarded in small claims, which works both ways because if he employs a solicitor to defend it, you can't be landed with his costs.

Point taken about the fees.

Getting a judgment in your favour enforced is another matter.

I would probably go for it, the other party may pay up at the sight of the summons.

But just bear in mind you may not, when all comes to all, get your hundred quid back or the fees.

 

[Matthew_T]

One good thing is that if it does go to court, I have all the evidence to back my side of the story up. I have a witness of the police officer, and the passenger in my car of him stating that he would pay. Plus I have picture proof of him at the scene. And (what he doesnt know) is that my camera actually caught him running the give way lines and hitting me.
I have sent a letter though and now its just a matter of waiting and seeing what happens.

 

[Tin Pot]

In saaf laandan we would knock on the door, and ask for the money toot sweet.

I hear that a sock and a half brick are the usual props.

 

[blazed]

If he doesn't pay pursue through small claims court. Even if it costs you a bit more than you receive.

Imagine his smug attitude if you were just to drop it. You can't have someone getting one up on you like that.

 

[glenn forger]

In terms of court, insurance doesnt need to be involved..

If you don't inform them you may invalidate your insurance. Any LOSSES need to be reported, whether a claim is made or not.

 

[Dogtrousers]

If you don't inform them you may invalidate your insurance. Any LOSSES need to be reported, whether a claim is made or not.

I was going to post something to this effect. But as I'm no expert and my only knowledge of it come from a half remembered incident involving my late dad I can't give specifics

 

[steveindenmark]

Call him at work

 

[Matthew_T]

Call him at work

I dont have any specifics about his work. All I know is that he is a microbiologist at the hospital. Plus I would feel that it is intruding a bit on his life if I were to try and contact him through his work.

 

[jonny jeez]

In saaf laandan we would knock on the door, and ask for the money toot sweet.

I hear that a sock and a half brick are the usual props.

Nah mate, that's a sock and a billiard ball. You gotta dial up the sarf landan to reply get respect.

 

[sidevalve]

I assume you are aware that this WILL affect any future insurance quotes you may receive ? The cost does not stop at a no claim incident you WILL be loaded if you decide to change insurers whether you claim or not. You will require full compensation from him not only for damage but for future increased premiums [yes they will be and no it's not fair]. That is why I'm afraid I believe cyclists should have 3rd party insurance by law - sorry if this aint too popular. It needn't cost much more that the price of a tube and no it isn't hard to enforce, just a credit card sized confirmation from the company to carry about and no need to check unless involved in a 'own fault' accident when either A - all is ok or B - it becomes a legal matter. Yes I know it's rare [or is it] BUT with the cost of a wing mirror reaching hundreds of pounds never mind any injury claims I think the world has moved on a bit from the days of 'sorry mate here's a fiver for the damage'.