- Location
- the post-brexit wasteland
my eldest son, 12 (nearly 13) has been coming out with me on some evening club rides. i've just looked into signing him up but the club, that previously admitted juniors for free, want £18 for third-party insurance.
i would have thought (and i may be wrong) that i would be liable if he was in my care at the time for anything he did (caused a crash that damaged another rider or their bike) and that that would be covered by my liability insurance either from the CTC or via the home insurance.
as it's not possible to sue a 13 year old for damages, does he really need insurance of his own?
legal eagles advice welcome…
i would have thought (and i may be wrong) that i would be liable if he was in my care at the time for anything he did (caused a crash that damaged another rider or their bike) and that that would be covered by my liability insurance either from the CTC or via the home insurance.
as it's not possible to sue a 13 year old for damages, does he really need insurance of his own?
legal eagles advice welcome…