Do you know of reasonable car insurers for first time drivers under 25?

[screenman]

I am suprised nobody has come up with "rip off merchants the car is only worth £500" that line always makes me smile and wonder what else is not going on in the writers mind.

 

[Tin Pot]

Quite a simple question but more difficult to answer.My oldest will hopefully pass his test next week and I want to know if you know of any reasonable cost insurers.Thanks in advance for replies.

The massive cost of insurance for young drivers *is* reasonable, and should discourage more of them from driving.

 

[marshmella]

Its wonderful being an elderly advanced driver with 31 years no claims record. £105 fully comp, NCD protected.

Yes being an old fart as its advantages

 

[Drago]

A lad down our street has bought a Peugeot 208 with a black box. Him Mum was telling us that she can monitor his driving with an app.

According to the app its at over 90% 'safe' when Mum is driving, as low as 14% when young Master Ramjet is at the controls. Mr Pot is right - insurance is far too cheap for many youngsters.

 

[Globalti]

Get an old Land Rover and pay almost nothing for insurance.....

.....but a fortune for petrol, oil, spares, repairs, rust prevention etc.

 

[Crackle]

A lad down our street has bought a Peugeot 208 with a black box. Him Mum was telling us that she can monitor his driving with an app.

According to the app its at over 90% 'safe' when Mum is driving, as low as 14% when young Master Ramjet is at the controls. Mr Pot is right - insurance is far too cheap for many youngsters.

If its as low as14% they'll eventually cancel his insurance. You only get so long to improve your score.

 

[Drago]

It would make the World a safer place.

 

[PhilDawson8270]

Get an old Land Rover and pay almost nothing for insurance.....

.....but a fortune for petrol, oil, spares, repairs, rust prevention etc.

Insurance is obviously going to be cheap on a vehicle that only actually works for 1 month of the year.

 

[Tanis8472]

Insurance is obviously going to be cheap on a vehicle that only actually works for 1 month of the year.

Be reasonable, 6 weeks
I've got an old range rover. Sounds about right lol

 

[Drago]

A P38, as it happens.

 

[Profpointy]

Insurance is obviously going to be cheap on a vehicle that only actually works for 1 month of the year.

To be fair my ex's landy, though it needed regular maintenance and the occasional bigger job, never failed to get home.

 

[Drago]

My Land Rovers occasionally failed to remain in one piece.

 

[Tim Hall]

My Land Rovers occasionally failed to remain in one piece.

A friend of mine has two Lard Rovers at present.
He has a double garage equipped with welding kit, a lathe, pillar drill, angle grinder ect ect.

There may be a correlation between these two statements

 

[Profpointy]

A mate broke a spring on his landrover driving across a mountain. With care he managed to drive it back to the road and then to where he was staying. Rest of spring was too rusty to get loose so he started to drive it back home without the spring being bolted on at all. After a few miles it fell off in a shower of sparks. Calmly stopped, popped the bolt back on the (still broken) spring and continued home saying "that'll save me grinding it off".

Another mate broke a half shaft on his in Spain. Engaged 4 wheel drive and drove it home (to uk) in front wheel drive only.

Not too many vehicles can continue with major failed components.

 

[Drago]

I've often been curious about the black box things. They score you down for hard braking, yet if you brake hard to avoid a collision when someone pulls out on you then clearly you're doing well, not badly.

Indeed, gently pull away then the machine increases your score, but the machine will ignore the circumstances - you could be pulling out in front of people at junctions or on roundabouts, yet so long as you do so smoothly the box increases your score.