Aperitif
Meme bar
- Location
- ...I don't have much idea - really.
Does he have the old one as some sort of trophy?
He's in disc ussions about it, with a view to arriving at a joint decision.
Does he have the old one as some sort of trophy?
You may all get legless.
But I'm the only armless one around ............![]()
15. Legal Liability Cover
We will pay up to £2,000,000
(including costs and expenses
agreed by us in writing) for any one
claim or series of claims arising from
any one event, or one source, or
original cause that you or your
family become legally liable to pay
as compensation (including claimants
costs and expenses) occurring
during the period of insurance in
respect of accidental:
• death bodily injury or illness of any
person
• damage to material property not
belonging to or in the custody or
control of you, your family or
domestic staff arising from:
a) the occupation of the home (but
not its ownership)
b) the private pursuits of you or
your family
As it happens I'm cycling to Z on Saturday leaving at 9pm. The route I'm taking is A-Z on the public roads/tracks. I'm not leading a ride or looking out for others but if you want to follow me to avoid having to look at the map then feel free to do so (hey, they're public roads). Don't blame me if you're following me and I get lost. You need to look out for yourself and others - don't expect me or others to point out potholes or anything. I choose to have Third Party Insurance (which I buy from ...) in case I damage someone/thing and I choose to have personal accident insurance in case I damage myself. It's up to you whether you do likewise. I check my bike is well maintained and I bring a pump etc. What you choose to do is your own affair.
It'd be difficult to claim it wasn't an organised ride. Wayfinders, TECs and cafes opening at 3 in the morning.....Is there any value in 'deformalising' the rides along the lines of:
As it happens I'm cycling to Z on Saturday leaving at 9pm. The route I'm taking is A-Z on the public roads/tracks. I'm not leading a ride or looking out for others but if you want to follow me to avoid having to look at the map then feel free to do so (hey, they're public roads). Don't blame me if you're following me and I get lost. You need to look out for yourself and others - don't expect me or others to point out potholes or anything. I choose to have Third Party Insurance (which I buy from ...) in case I damage someone/thing and I choose to have personal accident insurance in case I damage myself. It's up to you whether you do likewise. I check my bike is well maintained and I bring a pump etc. What you choose to do is your own affair.
If that approach isn't workable, just get people to bring photo proof of ID and a copy of their CTC/lCC m/ship or other insurance certificate. A quick squizz at those before starting the ride and off you go. Tell people who haven't got it they can't join the group ride. If they tag along, well it's a public road so that's not your fault. You've taken reasonably practicable measures.
I am honoured.webblogthingy updated a bit. Still waiting on LCC. I've used that wonderful photo by Tim D for 'The Fridays'
I've missed that. Do you get a better rate when you're 60?Just a plug for the LCC against the CTC. There is a differential on who they consider 'old'. LCC have it by 5 years. And I am very content to be called anything if I can get a discount for it.
So if you are of a certain age - third party insurance with LCC is a darn lot cheaper than with the CTC ;-)