FNRttC - could it be a club?

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rich p

ridiculous old lush
Location
Brighton
The old hip was ground to a paste and is being sold in nano quantites in all good Chinese herbal remedy shops as an aphrodisiac.
If it proves to be a bit of an earner, I may cut other bits off to fund my retirement years - well we are often legless at the end of an fnrttc anyway.:whistle:
 

Tim Hall

Guest
Location
Crawley
Simon, somewhere back up the thread you mentioned you were going to see where Tandem Club and AUK members stood with respect to the insurance thing.

Any news on that?
 

Tim Hall

Guest
Location
Crawley
Scratch that. Looking at the AUK website, their insurance seems to provide cover when on AUK events only.

And the Tandem Club doesn't seem to provide cover. Hmm, wonder if they're affiliated to the CTC. I'll ask at tonight's dinner.

Anyway, delving into my household insurance it says:
15. Legal Liability Cover

We will pay up to £2,000,000
(including costs and expenses
agreed by us in writing) for any one
claim or series of claims arising from
any one event, or one source, or
original cause that you or your
family become legally liable to pay
as compensation (including claimants
costs and expenses) occurring
during the period of insurance in
respect of accidental:
• death bodily injury or illness of any
person
• damage to material property not
belonging to or in the custody or
control of you, your family or
domestic staff arising from:
a) the occupation of the home (but
not its ownership)
b) the private pursuits of you or
your family


Seems OK to me.
 
OP
OP
dellzeqq

dellzeqq

pre-talced and mighty
Location
SW2
I like the bit about domestic staff and private pursuits.

Somebody whose opinion I greatly respect was telling me last night that the Club thing was a shame, and I concede that it is - but, for the moment, this seems to be the way forward.
 

Speshact

New Member
Is there any value in 'deformalising' the rides along the lines of:

As it happens I'm cycling to Z on Saturday leaving at 9pm. The route I'm taking is A-Z on the public roads/tracks. I'm not leading a ride or looking out for others but if you want to follow me to avoid having to look at the map then feel free to do so (hey, they're public roads). Don't blame me if you're following me and I get lost. You need to look out for yourself and others - don't expect me or others to point out potholes or anything. I choose to have Third Party Insurance (which I buy from ...) in case I damage someone/thing and I choose to have personal accident insurance in case I damage myself. It's up to you whether you do likewise. I check my bike is well maintained and I bring a pump etc. What you choose to do is your own affair.

If that approach isn't workable, just get people to bring photo proof of ID and a copy of their CTC/lCC m/ship or other insurance certificate. A quick squizz at those before starting the ride and off you go. Tell people who haven't got it they can't join the group ride. If they tag along, well it's a public road so that's not your fault. You've taken reasonably practicable measures.
 
Part of the great success of the FNRttC and what has made them so appealing to people that wouldn't normally consider this sort of madness is the thorough yet unobtrusive organisation that goes into each ride.

As it happens I'm cycling to Z on Saturday leaving at 9pm. The route I'm taking is A-Z on the public roads/tracks. I'm not leading a ride or looking out for others but if you want to follow me to avoid having to look at the map then feel free to do so (hey, they're public roads). Don't blame me if you're following me and I get lost. You need to look out for yourself and others - don't expect me or others to point out potholes or anything. I choose to have Third Party Insurance (which I buy from ...) in case I damage someone/thing and I choose to have personal accident insurance in case I damage myself. It's up to you whether you do likewise. I check my bike is well maintained and I bring a pump etc. What you choose to do is your own affair.

I think that the above approach would go against an awful lot of what the FNRttC stand for, for many of the participants. Also, if the issue of liability did arise after an incident, even with a FNRttC being run in a 'deformalised' manner, it would be quite difficult to argue that these rides weren't organised. I think it would also be next to impossible to perform an identity and insurance check on 80 odd riders to any acceptable degree of diligence at midnight in the middle of Hyde Park Corner. Such a check would also be a substantial, clumsy off-putting first hurdle to newcomers.

Both approaches could be used on other rides I'm sure. The FNRttC popularity and character though seem to have developed hand in hand and I can understand Simon's wariness in making changes, but also his determination to make sure that the FNRttC uniqueness isn't eroded by bureaucracy and fear of litigation.
 

Eurygnomes

Active Member
Location
London, UK
My tuppence'th.

I spend an awfully disproportionate amount of time talking about the FNRttC (vs. doing it - I've only been on a few!) and have obviously missed a career in sales. The enthusiasm I feel for it goes alongside the seeming carefree nature of it (though I've often considered the hardcore logistics for a short moment prior to the third pint afterwards). I'm trying to persuade (and think I have managed) some friends to bring their bikes over from Paris in 2011 for one of the rides.

I can't tell them, "er, you have to join a club..." - but I would very willingly sneak £1 into a pot on their behalves, having paid my £12 affiliation fee if that's what's necessary to ensure that we're all legaled up on the nights in question. I mean, it's unlikely that it'd become a monthly thing for them (though there are at least two cyclists in Hamburg who are considering coming along to investigate how it's done so they could think about starting something there too...), so why would they join a club when their travel insurance keeps them (and others) reasonably safe?

Having said my piece, Simon, I'll happily go along with whatever decision you make. I'll keep coming on the rides for which I'm available, and I'll keep spouting off about them wherever I go too...

Oh - and a V. Happy Birthday AdrianC! I had no idea you were so chronologically advanced - I had you for not even 45 yet. ;)
 
OP
OP
dellzeqq

dellzeqq

pre-talced and mighty
Location
SW2
Is there any value in 'deformalising' the rides along the lines of:

As it happens I'm cycling to Z on Saturday leaving at 9pm. The route I'm taking is A-Z on the public roads/tracks. I'm not leading a ride or looking out for others but if you want to follow me to avoid having to look at the map then feel free to do so (hey, they're public roads). Don't blame me if you're following me and I get lost. You need to look out for yourself and others - don't expect me or others to point out potholes or anything. I choose to have Third Party Insurance (which I buy from ...) in case I damage someone/thing and I choose to have personal accident insurance in case I damage myself. It's up to you whether you do likewise. I check my bike is well maintained and I bring a pump etc. What you choose to do is your own affair.

If that approach isn't workable, just get people to bring photo proof of ID and a copy of their CTC/lCC m/ship or other insurance certificate. A quick squizz at those before starting the ride and off you go. Tell people who haven't got it they can't join the group ride. If they tag along, well it's a public road so that's not your fault. You've taken reasonably practicable measures.
It'd be difficult to claim it wasn't an organised ride. Wayfinders, TECs and cafes opening at 3 in the morning.....

I take people's CTC numbers already, so the 3rd party thing is just an extension of that. Tell me you've got 3rd party and we're away. If you haven't then cough up the twelve quid (or whatever).
 

StuartG

slower but no further
Location
SE London
Just a plug for the LCC against the CTC. There is a differential on who they consider 'old'. LCC have it by 5 years. And I am very content to be called anything if I can get a discount for it.

So if you are of a certain age - third party insurance with LCC is a darn lot cheaper than with the CTC ;-)
 
OP
OP
dellzeqq

dellzeqq

pre-talced and mighty
Location
SW2
Just a plug for the LCC against the CTC. There is a differential on who they consider 'old'. LCC have it by 5 years. And I am very content to be called anything if I can get a discount for it.

So if you are of a certain age - third party insurance with LCC is a darn lot cheaper than with the CTC ;-)
I've missed that. Do you get a better rate when you're 60?
 
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