had an off

[classic33]

Glad to hear you're alright-ish, as for the bike I'd stress that it was well maintained and hope for a new un as 'direct replacement' also claim for any clothing damaged.

And any parts that were fitted after it was bought. Rack, mudgaurds.

 

[roadrash]

don't forget any damage to clothing etc..

 

[vickster]

don't forget any damage to clothing etc..

And keep any damaged clothing, don't throw away

 

[mjr]

Also contact the police. The driver *should* have notified them, even if you haven't.

Please don't forget this ^^. Even if it turns out to be completely irrelevant to your claim, it is better if government has more information on where cyclists are being injured because then things might be improved and fewer cyclists hurt in future.

As for cycling-experienced lawyers you don't have to sign up with beforehand, https://legal.wiggle.co.uk/ is still running and any profits go to improving Sustrans and the National Cycle Network.

 

[Welsh wheels]

Yesterday a driver decided not to stop for me on a roundabout, came within an inch, she was well over the stop point when she finally slammed on the brakes.
She didn't give a toss. I stopped before an inevitable collision fortunately.

Get well soon

Pretty much the same thing happened to me this week. 75% of my near misses are at roundabouts

 

[Welsh wheels]

on a roundabout this morning. the driver didnt see me and ploughed into the side of me. i went on the bonnet and then rolled off and skidded along the roadbed.

I am ok but waiting for results of a foot scan at A&E .....that is the only painful area except for roadrash. lucky...coukd have been much worse.

I got some pics too. couldn't find my glasses anywhere so have lost them too.

for the impending practicalities, I don't have insurance, not a member of cycle uk or have it included on my house insurance. my bike looked ruined but need to inspect further (it's just locked up at roadside at the moment). the driver has some damage to his car....will I be entitled to anything from hi insurance. think this is a lesson for me...will definitely get some insurance.

the driver was reasonable and apologised, said the sun was in his eyes and was adjusting his viser and next thing I was right in front of him. we exchanged contact details and he already texted to see how I got on at the hospital.

bad day but could have been much worse. it's a large roundabout but generally quiet so drivers often don't expect to stop so often barely brake.

Thanks in advance and I know I should have been insured really.

Glad you aren't too badly hurt

 

[gavroche]

Ouch. Hope it goes well.

I hate roundabouts. Stupidest invention ever.
I was hit on one about 20 years ago. Been scared to death of them ever since.

Roundabouts are actually safer than normal crossroads, unfortunately, many drivers don't know how to use them/ indicate at roundabouts.

 

[Racing roadkill]

I've been clattered a few times, by motorists driving into me from the left, from junctions / roundabouts. You can get recompense, but you need the drivers details / insurance details. It helps if the police are involved, as there is an official record of the incident. I've not experienced any difficulties in getting the drivers insurance to pay up, in the past. Any witnesses help with the case as well. It's never been a hassle, they've always paid without much argument.

 

[Nigelnightmare]

Good luck and GWS.
In 1982 when I took my driving test I was told (by the test examiner) that over 80% of drivers *surveyed* didn't know how to use a roundabout properly and even more for mini roundabouts.

Going by my recent observations not much has changed in that respect.
And everyone seems to be in such a hurry.

Edit*

 

[BurningLegs]

about the bike. the mud guards and pannier rack may have survived ok. would I be expected to switch them to a new bike (not even sure if new bike will be compatible with them) or should I factor that into replacement . assume they take into account depreciation of the bike too so would I be looking at getting 75% of bike cost or would they pay full cost for a brand new one usually?

Any discussions you have with the insurance company from here are a negotiation. They will try to give you the minimum payout that you will accept, and you may have to push hard for more.

If I were in your situation I would be insisting on a payment for a new rack, guards etc and whatever fee the LBS would charge to fit them. Whether you then choose to fit yourself or even just move the scratched ones over is up to you but the insurance company should be paying you as much money as is required for you to be back in the position you were in before the incident I.e all your equipment undamaged!

 

[united4ever]

cheers all, I am finally feeling a bit better after a very sore weekend. Was a real shock and thought about it a lot the last few days. The Insurance company offered around £900 to replace my bike, mudguards, clothing damaged, glasses etc based on the recipts i submitted. The medical compensation is seperate people but following a 15 minute health assessment on the phone they offered 1700 plus 2 months physio. Seems reasonable to be fair I am minded to accept but people would usually counter? They cannot reduce it if you counter I suppose and what reasons would you give to not accept an offer?. I am grateful for the driver for making things easy by admitting full liability. I am a bit peed off that my week off at half term will be adversely affected by some things I had planned with the kids and had difficulty sleeping comfortably with road rash down one side so its hard to quantify this discomfort, inconvenience. One things for sure, I am truly grateful it wasnt worse.....feels like a warning to be more cautious and not sure if and when i will be back on the bike

 

[alicat]

Just be mindful that if you accept a settlement for your injuries you can't have another bite at the cherry if they suddenly get worse or trigger something else. I think that happened to @vickster. She thought it was relatively minor and then got complications.

 

[vickster]

You aren't fully recovered, thus, do not settle the injury claim, that's your reason to not accept yet. But have the physio as hopefully it'll speed up your recovery - which is what they will want. If you accept now and then something comes to light, you can't go back and ask for more

You should never really accept the first offer. Did you engage your own legal advice? They should organise for you to see an appropriate medical expert (probably a GP for minor injuries)

 

[BurningLegs]

Glad that things are proceeding well with the insurance company. I’d settle for the damage if you’re happy that the £900 will replace everything that was damaged.

On the injury side I’d hold fire. What if you accept and then need six months of physio?

I’d push them on that point and tell them that I only want to settle for the injury once completely recovered I think.

 

[Cuchilo]

cheers all, I am finally feeling a bit better after a very sore weekend. Was a real shock and thought about it a lot the last few days. The Insurance company offered around £900 to replace my bike, mudguards, clothing damaged, glasses etc based on the recipts i submitted. The medical compensation is seperate people but following a 15 minute health assessment on the phone they offered 1700 plus 2 months physio. Seems reasonable to be fair I am minded to accept but people would usually counter? They cannot reduce it if you counter I suppose and what reasons would you give to not accept an offer?. I am grateful for the driver for making things easy by admitting full liability. I am a bit peed off that my week off at half term will be adversely affected by some things I had planned with the kids and had difficulty sleeping comfortably with road rash down one side so its hard to quantify this discomfort, inconvenience. One things for sure, I am truly grateful it wasnt worse.....feels like a warning to be more cautious and not sure if and when i will be back on the bike

As above , see what happens first . i'm in shoot loads of pain in my ribs from slipping off but my ribs where not hurting that much when it happened . Maybe tell them you want to get checked out properly rather than over the phone ?