Gas boilers are the easy option for installers. Just bang a substantially oversized unit into the property, set the flow to 80 degrees and walk away, safe in the knowledge that the house will be hot enough. The installer isn't fussed about the cost to the consumer of running it that way, even if the boiler is running flat out before shutting down for a short period, rinse and repeat a process known as " cycling ". The manufacturers stated efficiency figures are measured under ideal lab conditions where they run the boilers " low and slow " which is the way that Heat Pumps are designed to run. If you have a modern gas boiler then it should have an external weather sensor and be set to ' weather compensation " which monitors the outside air temperature and adjusts the boilers output to suit, producing just enough to keep the house at the desired temperature. The easy pickings though are insulation. Your house doesn’t care where the heat is coming from, gas boiler, heat pump, oil burner, wood stove or electric radiators, heat is heat and physics tells us that heat travels from a hot place to a cold place until it reaches equilibrium. The greater the temperature difference the quicker that heat is lost. An analogy might be filling bucket with water, if the bucket has holes then the water will leak out, just like the heat " leaks " from your house. The number and size of the holes affects how rapidly the water escapes from the bucket, and the amount of water needed to top it up. Adding insulation is like patching some of the holes in the bucket and slowing the rate of escape so you use less water.
Anyway, I've rambled on enough, just my observations from heating our current house over the years.
Stay warm folks.