fossyant
Ride It Like You Stole It!
- Location
- South Manchester
If it goes insurance route, or any route, stick to your guns - no way would I accept different wheels.
Hit by a minicab
- Thread starter redjedi
- Start date
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I believe you may have got that the wrong way round... if you are claiming off your own insurance policy, the cover (contract) is normally 'new for old', therefore, your own insurer will replace with new... unless the cover does allow for wear & tear of course. fwiw, you probably wouldn't be able to claim for the undamaged wheel as policies normally have a 'matching' exclusion and will only pay for anything that is actually 'damaged or loss'.
You have no contract with a third party insurer, therefore, they can attempt to negotiate a deduction for wear & tear or anything else they can think of. If it's a relatively new bike, their arguments for wear & tear will be somewhat diluted. Remember, it's a negotiation and not set in stone so negotiate hard and threaten Court action if needed... it's not in their interest to go to Court as legal fees will probably far outweigh the claim!
Some insurers will argue you down to the last penny but others may just pay out to get rid of you.
The third party's insurer will argue that you're already getting a brand new wheel, which is probably better than the damaged one... so you're already in a better position than before the accident. They will not pay for vanity I'm afraid. B)
Isn't it possible to get the exact same replacement wheel, so that it does match?... although one would be slightly worn/old
but the other would be new.
Just my tuppence worth!
It look as if I won't need to go the insurance route. I told him the repairs will cost £320, and he was more than a little surprised, but has agreed to send me a cheque. (fingers crossed he does actually send it, but there isn't any way for him to get out of it so I should be okay)
Now I have to wait for the cheque to clear before getting my bike repaired, which will probably take at least a week
The quote given to me by Evans says that both the wheels need replacing, which was nice of them, but the guy didn't even want to see it.
I can't get the same wheel from anywhere. They are Ambrosio wheels with deep rims (which I think might be similar Campag??) and black spokes.
Evans quoted £200 for a set of wheels but I should be able to get them cheaper elsewhere, and spend the extra on some new accessories
I was looking at some Mavic Aksiums which I've found for about £130pr. Does anyone know if these are compairable to the Ambrosios?
Now I have to wait for the cheque to clear before getting my bike repaired, which will probably take at least a week
The quote given to me by Evans says that both the wheels need replacing, which was nice of them, but the guy didn't even want to see it.
Isn't it possible to get the exact same replacement wheel, so that it does match?... although one would be slightly worn/old
Just my tuppence worth!
I can't get the same wheel from anywhere. They are Ambrosio wheels with deep rims (which I think might be similar Campag??) and black spokes.
Evans quoted £200 for a set of wheels but I should be able to get them cheaper elsewhere, and spend the extra on some new accessories
I was looking at some Mavic Aksiums which I've found for about £130pr. Does anyone know if these are compairable to the Ambrosios?
