Ben Shepherd
Active Member
Hello,
I was hit by a van on my way to work last Wednesday. I was turning right at a mini-roundabout, he was coming the other way and he didn't see me - knocked me side-on into the middle of the road. I had to be taken off to hospital, where I had several stitches on my chin. (Luckily no broken bones!) I had several days off work and missed an important (work-related) trip overseas. The bike doesn't look a complete write-off, but it certainly needs some repair work. It wouldn't be hugely expensive to replace anyway - max £200.
My question is, how do I go about claiming for this? The driver has admitted responsibility. I have his details. The bike is covered on my home insurance, but presumably claiming on that will affect my premiums. Is there some way of claiming on his insurance? Or do I have to go through solicitors? I'm not particularly interested in claiming compensation for my injuries, but equally, if there's a 'going rate' for particular injuries, I'd rather not miss out. And then there's the question of compensating my employer for time off work and the cost of flights and hotels that were not refundable.
Thanks
Ben
I was hit by a van on my way to work last Wednesday. I was turning right at a mini-roundabout, he was coming the other way and he didn't see me - knocked me side-on into the middle of the road. I had to be taken off to hospital, where I had several stitches on my chin. (Luckily no broken bones!) I had several days off work and missed an important (work-related) trip overseas. The bike doesn't look a complete write-off, but it certainly needs some repair work. It wouldn't be hugely expensive to replace anyway - max £200.
My question is, how do I go about claiming for this? The driver has admitted responsibility. I have his details. The bike is covered on my home insurance, but presumably claiming on that will affect my premiums. Is there some way of claiming on his insurance? Or do I have to go through solicitors? I'm not particularly interested in claiming compensation for my injuries, but equally, if there's a 'going rate' for particular injuries, I'd rather not miss out. And then there's the question of compensating my employer for time off work and the cost of flights and hotels that were not refundable.
Thanks
Ben