House insurance.. accidental damage to bikes.

[Arjimlad]

My buildings & contents is up for renewal soon.

The AA don't cover my bike for accidental damage whilst I am using it. So I'd be interested to hear of any other insurers who will do so ?

Judging from threads on here there must be some who offer such cover....

Thanks !

 

[PK99]

My buildings & contents is up for renewal soon.

The AA don't cover my bike for accidental damage whilst I am using it. So I'd be interested to hear of any other insurers who will do so ?

Judging from threads on here there must be some who offer such cover....

Thanks !

i've had excellent service from Hiscox - instant payment on receipt of letter of write off from LBS, cash rather than nominated supplier when i requested it. Also no quibbles dealing with a couple of plumbing leaks

 

[Arjimlad]

Thanks - I was with Hiscox but they were more than £200 a year more expensive than the AA !

 

[srw]

That is (at least partly) because the cover offered is better. In general, you get what you pay for. Our household insurance has recently gone up from about £300 a year to £600 - because I've ditched the bargain-basement policy (under which we were probably under-insured) in favour of something with decent coverage, including cover for all our bikes.

 

[Silver Fox]

I've just renewed my home insurance with M+S. In addition to the theft cover for my bike they offer accidental damage cover for it on a repair or replace basis.

 

[Arjimlad]

I had a nice little offer from M & S - I will look into that more closely. Thanks !

 

[Kiwiavenger]

my current employers insure bikes (although new for old up tp 2 years then it reverts to market value/wear and tear) my current household insurers churchill cover damage to bikes and accessories (as long as the bike is damaged/stolen with them attached) for a minimal fee. i always ring them and name the bikes etc on the policy so they know what it is and how much it cost me!