Mine cost me £300. I've got a 2010 Carrera Virtuoso that Halfords were selling cheap because they were getting the 2011 stuff in, so I saved nearly £80 in the sale. I don't have panniers or anything like that, just a bag on my back as I only carry light stuff, and I've got £16 worth of lights on (They're not as crap as they sound, they were in a sale for 50% off on wiggle!).