Insurance companies are gits.
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MontyVeda
a short-tempered ill-controlled small-minded troll
- Location
- Lancaster... the little city.
barstewards... the lot of 'em!
threebikesmcginty
Corn Fed Hick...
- Location
- ...on the slake
Complete and utter scum. And the insurance companies too.
Are Hastings refunding you the 6 months remaining on your old policy?
Surely they can't be charging you £65 when you still have 6 months to run on the old policy. If so, what is to stop you just leaving things as is and don't bother cancelling the old policy?
Edit... Things may have changed as it's a few years since I had a policy with e-bike insurance, but they used to be competitively priced. They also did multi bike policies, and as everything was done on-line you just did your own updates to the policy with no "admin fee".
Surely they can't be charging you £65 when you still have 6 months to run on the old policy. If so, what is to stop you just leaving things as is and don't bother cancelling the old policy?
Edit... Things may have changed as it's a few years since I had a policy with e-bike insurance, but they used to be competitively priced. They also did multi bike policies, and as everything was done on-line you just did your own updates to the policy with no "admin fee".
You need insurance for a maxi scooter ?
Saluki
World class procrastinator
- Location
- ...Norwich over the water.
[QUOTE 3754063, member: 45"]I've just swapped my motorbike for a maxi-scooter.
I rang the insurer (Hastings Direct) last night to tell them, and they wanted £250 extra for the remaining 6 months of the policy. That's more than the policy cost at the beginning of the year. I told them I was going elsewhere. They said that to cancel will cost me £65, but they'd drop that to £35 if I took out a new, 12 month policy with them. They wanted nigh on £400 for that.
So I got a post-office quote for a new policy. £200. Still have to pay Hastings £65 to get out, but it's still cheaper.
The icing on the cake is that when I picked up the scoot I discovered it is Datatagged. So I rang the Post Office to tell them. They said that they can update the policy but it will cost me £35. Less than 5 hours after I took out the policy.
Thieving turnips, the lot of them.[/QUOTE]
Suggest to them, as a gesture of good will, that they waive the £35 admin charge or you will cancel the policy (cooling off period and all that) . Then go elsewhere if they don't waive the charge if they don't. Worked for me with my old Rover.
I rang the insurer (Hastings Direct) last night to tell them, and they wanted £250 extra for the remaining 6 months of the policy. That's more than the policy cost at the beginning of the year. I told them I was going elsewhere. They said that to cancel will cost me £65, but they'd drop that to £35 if I took out a new, 12 month policy with them. They wanted nigh on £400 for that.
So I got a post-office quote for a new policy. £200. Still have to pay Hastings £65 to get out, but it's still cheaper.
The icing on the cake is that when I picked up the scoot I discovered it is Datatagged. So I rang the Post Office to tell them. They said that they can update the policy but it will cost me £35. Less than 5 hours after I took out the policy.
Thieving turnips, the lot of them.[/QUOTE]
Suggest to them, as a gesture of good will, that they waive the £35 admin charge or you will cancel the policy (cooling off period and all that) . Then go elsewhere if they don't waive the charge if they don't. Worked for me with my old Rover.
slowmotion
Quite dreadful
- Location
- lost somewhere
Ragged spivs.
drummerbod
Senior Member
- Location
- South Derbyshire
You entered a 12 month contract? I don't understand why paying monthly makes people think it's anything different.
I agree with the admin thing - anything above £20 formaking small changes is a rip off.
I agree with the admin thing - anything above £20 formaking small changes is a rip off.
glenn forger
Guest
the insurance is sold on the understanding it's for a year.
summerdays
Cycling in the sun
- Location
- Bristol
Pension companies are as bad. Mr Summerdays transferred his and had a personal advisor thing supposed to be looking after it on a regular basis. When he hadn't had any contact from them for months he went investigating and found his advisor was on gardening leave and had been for ages. Therefore he was paying for a service he wasn't getting. Asked to drop the service and the admin charge is ridiculous but worth paying to get shot of them!
CopperCyclist
Veteran
[QUOTE 3754082, member: 45"]I did that. That's when they offered me a new policy. Which is twice the price of the competition.[/QUOTE]
Saluki meant tell the post office to waive the policy or you'll cancel it - not sure whether that would still cost you though our whether it's like buying online and you have cooling off periods.
Saluki meant tell the post office to waive the policy or you'll cancel it - not sure whether that would still cost you though our whether it's like buying online and you have cooling off periods.
Saluki
World class procrastinator
- Location
- ...Norwich over the water.
[QUOTE 3754082, member: 45"]I did that. That's when they offered me a new policy. Which is twice the price of the competition.[/QUOTE]
Ah!
You are right, they are all robdogs!
Ah!
You are right, they are all robdogs!
