Hi guys, I have been thinking about getting my bike covered under an insurance policy in case the dreaded day comes when I come out of Tesco and find that some git has pinched it. My bike without all its bits added on to it was bought new for £300 and I have been quoted a yearly policy of £40. As long as I can prove that the bike was locked securely with an industry approved lock and have all the valid receipts for bike and lock then the policy would replace the bike. This sounds like a very good option as I wouldn't fancy having to go and spend another £300 on a new bike myself. So for the price of the policy and lock which comes to £140 I would potentially have a replacement bike if mine got taken. Does this seem like a good idea (it does to me) or would the insurance company try and avoid paying like they always seem to do? Anyone with any experience who could advise me would be gratefully appreciated.