I've already got ctc third party insurance (although I think it may have just lapsed). I've had a few online quotes and they seem reasonable - £157 pa for personal accident cover and loss of earnings for £500 per week and up to £10,000 for injury.
Not too bothered about loss of earnings at the moment as I'm a student, tho this will change in Sept 2013. If whilst doing my masters, I go the short term contract route my earnings will be covered, but if I go ad hoc they won't so then it will be relevant.
I'm just sat here thinking, if I'd been in a car and had a non fault accident, at least I'd have got some money for my troubles and private physio sessions.
I haven't even looked at my bike yet, must be ok tho I rode it home.