Bollo said:Cranky's right. I've seen a few on here claim that their bike is insured under their home contents. It is, but only when it's nicely locked up in the garage. Home insurance isn't a sneaky on-the-cheap form of full cycle insurance.
You may say "somewhat misleading", I'd say "wrong".Howard said:Somewhat misleading. Depends entirely on the policy. I'm with AXA and my bike is insured on home contents - but also insured when out and about, being ridden or locked up, along with all my other possessions. Yes, I have that in writing.
As posted on MrP's thread a few days ago, I got a payout when I had a bike stolen, even though it wasn't meant to be covered.
+1BentMikey said:I reckon you want to spend at least 10% of the value of your bike on lock(s). £1000 bike, you probably want two good D-locks. I think I'd get a NY Kryptonite 3000 and an Abus Granit xtreme.