Those barstwards at HMRC have issued my tax code for the new financial year - it's 83L which means I can earn a massive £835 before I pay income tax this year. It's my own fault for being prudent and having taxable savings interest (which can't be taxed at the time of payout) so they have to tax my private pension instead to make up the difference. Thankfully this will be the last year this happens as when both bonds mature later in the year, the money will be put back into Premium Bonds (tax free returns) and into other savings with returns up to the £1000 personal allowance.
My current cash savings have just been stuck into a cash ISA to keep it out of Rachel from accounts hands, so I hope nothing expensive needs doing in the next few months.
Time for an hour's walk to relax before I pick Mum up to take her to visit stepfather.
My tax code is a laughing emoji!! 🤷♂️