Going back some 30 yrs or so. A friend's daughter passed her test and dad tried to add her to his insurance on his sporty hatchback.Try getting insurance for a 24 year old new driver who is a musician and lives in central Manchester.
Cheapest quote is about the same as the cost of the car
The quotes were horrendously expensive. So much so that they bought her a 2 year old mini, insured it for the year and saved money on the cheapest quote.