New Bike: Orro Terra G 105/FSA

[cycledreams]

After two months of research I've landed on the Orro Terra G 105/FSA. I almost bought the following bikes along the way:

Trek FX3
Triban RC520
Boardman SLR 8.8

The Orro is certainly more expensive, at £1300 +£200 accessories. However, I save £500 on Cyclescheme and will take a salary sacrifice of £93/month for the next year, which seems incredibly reasonable. I've been for one short cycle and am thrilled with the bike. It is slightly more upright than my 2010 Specialized Allez but is very nimble and stable. The build is good quality and its great to have 105 shifters. Overall very pleased and recommend this bike. I'm planning on some club rides, if anyone has recommendations for groups around Hackney/East London, please let me know.

Thanks for everyone who offered advice along the way.

 

[Twilkes]

What's the 'final payment' on cycle to work bikes these days? I remember when I looked into it a while ago, with 20% tax rebate and the final payment it really wasn't worth it but I think I was just unlucky with the timing.

 

[Scotchlovingcylist]

Great looking bikes tempted by one of these myself this year. Enjoy

 

[vickster]

If it’s being used (and kept) in London make sure it’s insured for its full replacement value.
Enjoy

 

[Roseland triker]

Looks good.
Mudguards look a bit wierd but we need full sweeps here because of the salt in the rain

 

[Twilkes]

Looks good.
Mudguards look a bit wierd but we need full sweeps here because of the salt in the rain

It does look like a great bike, not jelly at all. I hadn't noticed the mudguards though - the short rear one is primed to spray gunk all over the front mech area so I would be careful with that, although it may be that once up to speed any of the spray gets blown away to the side before it can travel further down.

 

[All uphill]

Good choice!

I hope you have as much pleasure from it as I get from mine.

 

[cycledreams]

If it’s being used (and kept) in London make sure it’s insured for its full replacement value.
Enjoy

All insured and kept indoors! Thanks

 

[cycledreams]

Good choice!

I hope you have as much pleasure from it as I get from mine.

View attachment 631875

Thanks! I'm joining a 60-mile club ride this Sunday. Can't wait.

 

[cycledreams]

It does look like a great bike, not jelly at all. I hadn't noticed the mudguards though - the short rear one is primed to spray gunk all over the front mech area so I would be careful with that, although it may be that once up to speed any of the spray gets blown away to the side before it can travel further down.

I hadn't thought about that, these ones are very light and fit with the rack. I'll see how it goes! Thanks

 

[cycledreams]

What's the 'final payment' on cycle to work bikes these days? I remember when I looked into it a while ago, with 20% tax rebate and the final payment it really wasn't worth it but I think I was just unlucky with the timing.

I'm not sure, perhaps someone else will be able to answer this! Thanks

 

[vickster]

I'm not sure, perhaps someone else will be able to answer this! Thanks

You should have paperwork from HR?

 

[cycledreams]

You should have paperwork from HR?

Ah right, the C2W certificate hasn't come through yet. I bought the bike prematurely -- couldn't wait -- will get a refund to pay via the C2W method once the certificate comes through.

 

[Twilkes]

There's a calculator here that you can plug your numbers into and see how the payments breakdown: https://www.cyclescheme.co.uk/calculator

 

[rivers]

What's the 'final payment' on cycle to work bikes these days? I remember when I looked into it a while ago, with 20% tax rebate and the final payment it really wasn't worth it but I think I was just unlucky with the timing.

Most schemes have some sort of "extended hire period" for something like 4-5 years, where you pay a nominal fee (£1 for GCI), and it you don't officially "own" the bike for a few more years.