One for the motorcyclists amongst us..

wafflycat

New Member
.. a picking of brains please!

Do any of you have or know anyone who has a motor *trike* that can be ridden on car licence?

If so, what's been the experience in getting insurance?

I'm thinking of getting such a trike. Ringing the supposedly specialist insurer I think I got the office trainee... sigh.. so I'm not convinced that the information he gave me was entirely accurate.

Him - you do realise you can't take anyone pillion on this due to your licence (I've full driving licence + CBT).
Me - no, you're wrong - this *trike* can be ridden on car licence, you don't need motorcycle licence.
Him - err... I'll check with my manager. Errr... you're correct madam.
Him - you do realise you have no no-claims bonus as you haven't had motorbike insurance?
Me - How's that as this can be ridden on car licence and as I have had car insurance for zillions of years without any claims and have loads of no-claims bonus? Plus this isn't a motor *bike* it's a *trike* not requiring a motorbike licence & is treated differently to a bike.
Him - Err... I'll check with my manager. Err.. you are correct Madam - we can give you no-claims bonus.

Hence my lack of faith in the accuracy of statements from said office trainee :sad: The quote I was given didn't seem bad, but knowing that in the event of a claim insurers try to get out of their obligations as much as possible, I'd like to find out about others' experiences if I can.

Ta!
 

TheDoctor

Europe Endless
Moderator
Location
Stevenage
Try one of the brokers that deals with things out of the ordinary - Adrian Flux were very good when I had a kit car back in the day...
 

mark barker

New Member
Location
Swindon, Wilts
4F said:
Does you driving licence qualify you to ride / drive a "B1" class vehicle ?
If you've got a car licence then you've got B1 entitlement (although it isn't listed anymore following the reclassification of the catorgories).

As for getting insurance, try PF Spare http://www.pfspare.co.uk/
They're the approved insurance brokers of the Reliant Owners Club and are used to the "issues" thrown up with trikes
 
OP
wafflycat

wafflycat

New Member
Ta peeps... The problem isn't with the *law* as the trike I'm interested in is one where you can definitely ride it on a car licence. The query is purely an insurance matter.
 
OP
wafflycat

wafflycat

New Member
You're thinking of the Piaggio MP3 LT. 400cc engine & can be driven on a car licence. Yup - it's the distance between the front wheels (also has a handbrake). Was on one yesterday. Great fun at 70mph along the A14 :laugh:
 
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