One for the motorcyclists amongst us..

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wafflycat

New Member
.. a picking of brains please!

Do any of you have or know anyone who has a motor *trike* that can be ridden on car licence?

If so, what's been the experience in getting insurance?

I'm thinking of getting such a trike. Ringing the supposedly specialist insurer I think I got the office trainee... sigh.. so I'm not convinced that the information he gave me was entirely accurate.

Him - you do realise you can't take anyone pillion on this due to your licence (I've full driving licence + CBT).
Me - no, you're wrong - this *trike* can be ridden on car licence, you don't need motorcycle licence.
Him - err... I'll check with my manager. Errr... you're correct madam.
Him - you do realise you have no no-claims bonus as you haven't had motorbike insurance?
Me - How's that as this can be ridden on car licence and as I have had car insurance for zillions of years without any claims and have loads of no-claims bonus? Plus this isn't a motor *bike* it's a *trike* not requiring a motorbike licence & is treated differently to a bike.
Him - Err... I'll check with my manager. Err.. you are correct Madam - we can give you no-claims bonus.

Hence my lack of faith in the accuracy of statements from said office trainee :sad: The quote I was given didn't seem bad, but knowing that in the event of a claim insurers try to get out of their obligations as much as possible, I'd like to find out about others' experiences if I can.

Ta!
 

TheDoctor

Europe Endless
Moderator
Location
The TerrorVortex
Try one of the brokers that deals with things out of the ordinary - Adrian Flux were very good when I had a kit car back in the day...
 

mark barker

New Member
Location
Swindon, Wilts
4F said:
Does you driving licence qualify you to ride / drive a "B1" class vehicle ?
If you've got a car licence then you've got B1 entitlement (although it isn't listed anymore following the reclassification of the catorgories).

As for getting insurance, try PF Spare http://www.pfspare.co.uk/
They're the approved insurance brokers of the Reliant Owners Club and are used to the "issues" thrown up with trikes
 
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OP
wafflycat

wafflycat

New Member
Ta peeps... The problem isn't with the *law* as the trike I'm interested in is one where you can definitely ride it on a car licence. The query is purely an insurance matter.
 
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OP
wafflycat

wafflycat

New Member
You're thinking of the Piaggio MP3 LT. 400cc engine & can be driven on a car licence. Yup - it's the distance between the front wheels (also has a handbrake). Was on one yesterday. Great fun at 70mph along the A14 :laugh:
 
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