Premium bonds - weird coincidence

[ebikeerwidnes]

I know the draw is completely random, but I often wonder if some batches of numbers do better than others.

I know that there are some numbers that were "sold" many many years ago and have been forgotten about

I know that when I was a kid I was sometimes gievn a Premium bond or several for a special birthday so when I was 18 or so I know I had some

and no-one has ever told me about them being sold back/cashed in

but I can find no trace of it so there is a possibility I could have won BIG and don;t know it

but there must be thousands of ones like this - and some must won something sometimes!

There is also a saying that if yours are not winning then cashing them in and buying new ones is a good way to make them win more
not sure that is correct but........

 

[Shadow]

Must be nearly 2 years now I think. No, I invested the full amount and haven’t taken any out.

If it were me, I would look at the percentages over each of the 2 years and take one of 2 courses of action, if you were unhappy with the returns:
1) wait another 12 months to see if it improves, or
2) cash them in and put the £ somewhere else.

 

[Mike_P]

£125 for the second month running.

 

[vickster]

I do have the maximum which is why I’m not happy with what I’ve won since taking them out. Only one month I got £275 if I remember correctly. I’ve had a lot of just £25 or £50 which I feel is poor.

How much in total though over the 12 months. If you'd invested it in a bond, you may only get paid annual interest to get the best rate (and potentially lose 40% of it to the taxman depending on what other taxable savings you have).
Certainly max out your isa allowance every year if you can!

 

[Chislenko]

Certainly max out your isa allowance every year if you can!

I am very fearful that will soon be the subject of "The Reeves Magic"

 

[vickster]

I am very fearful that will soon be the subject of "The Reeves Magic"

Not sure she'll be around too long!

 

[presta]

I know that when I was a kid I was sometimes gievn a Premium bond or several for a special birthday so when I was 18 or so I know I had some

and no-one has ever told me about them being sold back/cashed in

When my father died there were some Premium Bonds with his initials pencilled on, some with mine, and some with none, so I told the solicitor I didn't know whose they all were, and he said not to worry, bring them in and he'll sort it out.

Then he just cashed the whole lot in, so I ended up paying inheritance tax on my own PBs.

 

[mistyoptic]

I know that there are some numbers that were "sold" many many years ago and have been forgotten about

I know that when I was a kid I was sometimes gievn a Premium bond or several for a special birthday so when I was 18 or so I know I had some

and no-one has ever told me about them being sold back/cashed in

but I can find no trace of it so there is a possibility I could have won BIG and don;t know it

but there must be thousands of ones like this - and some must won something sometimes!

There is also a saying that if yours are not winning then cashing them in and buying new ones is a good way to make them win more
not sure that is correct but........

Try here
https://www.nsandi.com/help/lost-touch-with-nsandi/track-lost-investments

 

[ebikeerwidnes]

When my father died there were some Premium Bonds with his initials pencilled on, some with mine, and some with none, so I told the solicitor I didn't know whose they all were, and he said not to worry, bring them in and he'll sort it out.

Then he just cashed the whole lot in, so I ended up paying inheritance tax on my own PBs.

When I cleared their house out one of the things I was looking for was the old Premium Bonds
didn;t find them so can only assume that they were cashed in at some point

did try the online thing to track down lost ones - but that found nothing either

 

[presta]

When I cleared their house out one of the things I was looking for was the old Premium Bonds
didn;t find them so can only assume that they were cashed in at some point

did try the online thing to track down lost ones - but that found nothing either

Sight of this thread reminded me I was going to buy some more, but I found that I have two different holder numbers. One is on a card with my name and address on it, and the other card has me named as the bond holder, along with my fathers name and address. I assume that the latter was taken out when I was too young to hold them myself, so the operator told me to register a web/phone account using the other 'adult' one. When I did that, I got the details of just one £2 bond taken out 20 months before I was born!?!?

 

[ebikeerwidnes]

That is close to how I was thinking when I was looking for them

plus, of course, the million pounds that had been sitting waiting to be claimed for many years!!