Retirement, would you if you could?

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dodgy

Guest
Sadly not everyone has a good enough pension to do that. Benidorm will be the best many can afford.

Tbh that would be my idea of hell. I don't think I've lain on a beach or sunbathed for 40 years.
Pretty sure laying on a beach in parts of Asia will be many orders of magnitude cheaper than Benidorm. I'm also not a fan of beaches.
 

dodgy

Guest
On a side note, all these folk who retire and say "I'm so busy now, I don't know how I found the time to go to work" are either lying or being deliberately obtuse.

I hear that often, it's become a cliché I think. I just think your perspective changes, for a few weeks you behave and let the workers shop in peace at the weekend, pretty soon you're adding to the queues of Tesco at the weekend :laugh:🤷‍♂️
 
On a side note, all these folk who retire and say "I'm so busy now, I don't know how I found the time to go to work" are either lying or being deliberately obtuse.

Well speak for yourself! I fall into that camp. When working I had to cram all my leisure activities, seeing family, socialising, household chores, DIY, gardening etc. into weekends, often hindered by bad weather. Now I can do all that (at least pre Covid) - I can cycle more, play golf a few times a week, go fishing, do all the jobs around the house (and those of my daughters) and spend quality time with the wife.

So don't like being called a liar!
 

Buck

Guru
Location
Yorkshire
An interesting thread. Good to see everyone’s thoughts and experiences.

I had a life changing health episode nearly three years ago and that has made me rethink my work and retirement plans. I had originally planned to retire when I was c.60 taking advantage of a previous final salary scheme that had retirement at that age until my current work pension kicks in at 67.

I have a good job (self employed in a large Partnership) but my personal experiences have made me realise that I don’t need to put up with the politics and sniping at work with some people whose ethos jars with mine and so I’ve brought forward my plans! I’m now aiming for 55 which is 2 years away in May.

As part of this, from April I am moving to working 3 days per week! (Currently I work ‘full time‘ over 4 days so going to 75%).

I hope that moving down in a staged way will allow me to adjust gradually rather than falling off a cliff and I plan to use my time to enjoy more family time, go cycling (of course!), photography and a whole myriad of things on my to do/get involved with list - all of which I feel I have to trade-off at times in my current work.

Financially, we have been lucky/prudent and if we are sensible we can make this work And be comfortable. We’ve got no mortgage and just have to keep supporting the kids as they go through the latter years of school, head to university and beyond (goodness knows they may still be living with us when they are 30 😬 !!)

I think that our Mindsets do change as we get older, our priorities evolve and I certainly don’t yearn to keep on working. I love what I do but it doesn’t define me.
 
Pretty sure laying on a beach in parts of Asia will be many orders of magnitude cheaper than Benidorm. I'm also not a fan of beaches.

For a pensioner, if you don't count the cost of travel, and insurance, and you don't holiday in a family group, that is possibly true. Except for the many order of magnitudes bit.

Laying on a beach costs nothing.

Why would people travel halfway round the world to lie on a beach?
 
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dodgy

Guest
For a pensioner, if you don't count the cost of travel, and insurance, and you don't holiday in a family group, that is possibly true. Except for the many order of magnitudes bit.

Laying on a beach costs nothing.

Why would people travel halfway round the world to lie on a beach?
Lots of people go to places like goa for several months of the year. Cheap accom, even cheaper beer/food, great weather and MASSIVELY cheaper than Benidorm.
 
Lots of people go to places like goa for several months of the year. Cheap accom, even cheaper beer/food, great weather and MASSIVELY cheaper than Benidorm.

True, if you go for a long time.
 

dodgy

Guest
True, if you go for a long time.
No time length was stipulated in the original post. But just thought retirees have more time than most therefore might stay longer. Same for long term villa rentals in Spain, very popular for retirees to rent in winter.
 
Generally, if we meet someone new and ask them what they do the vast majority of them will tell you their job.
Very few will say "I cycle", or "I do a lot of gardening" or "I watch a lot of TV" etc.

Too many people define themselves by their work.
Something that now bugs me on tv quiz shows etc is that they always ask the contestant their occupation. If they answer that they are retired the next question is always ‘and what did you do before that ?’. It seems that society is intent on defining us by our occupation even if we no longer do it. On an episode of Mastermind I watched recently one of the contestants gave his occupation as ‘former student’ which I thought was quite neat.
 

stephec

Legendary Member
Location
Bolton
Lots of people go to places like goa for several months of the year. Cheap accom, even cheaper beer/food, great weather and MASSIVELY cheaper than Benidorm.
That's the opposite to the eighties, there always used to be pensioner's winter holidays that were as cheap as staying at home.

My nana used to go to Benidorm every winter for a couple of months, and I remember thinking that I wouldn't mind doing that when I retired, how times change.
 

dodgy

Guest
That's the opposite to the eighties, there always used to be pensioner's winter holidays that were as cheap as staying at home.

My nana used to go to Benidorm every winter for a couple of months, and I remember thinking that I wouldn't mind doing that when I retired, how times change.
Flying became cheaper.
 
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