roll across someones bonnet this morning.

[Ed no-more-lemons]

Not sure whether I should report it or not, soft tissue injury according to the nurse. He never saw me as he did a right following another right turner, with me coming the other way. got £40 out of him at the scene and thought nothing much more of it before the pain and of to see the nurse. Should be ok when bruising goes down and he tells me this evening he has reported the incident.

I don't want to affect my own car insurance renewal and do not wan't to make a claim assuming I make a full recovery

 

[vickster]

It'll have zero effect on your car insurance as you weren't driving / your car wasn't involved

Unfortunately, if you took money from him at the scene, it may be considered that you settled any future claim but ask a solicitor if you want to pursue him for injury. You also need to report to the police if injured, or is that what he has done?

If a member of a cycling organisation with legal cover, take their advice. You have 3 years to pursue an injury claim. Take photos of your injuries in case.

Use ice for the bruising and medication for the pain. You'll be v stiff over the next few days

 

[steveindenmark]

I am not sure how your car insurance comes into it if you are on your bike.

It is an injury road traffic accident and should be reported even if it is just for stats sake. I would not take his word that he has reported it.

 

[Slick]

I agree, report it yourself. People can act very out of character after an accident in order to protect their own no claims discount.

 

[Pale Rider]

Taking money at the scene will not stop you claiming in future if you want to.

That future claim is either valid or it is not, neither you nor the other party has much say in that so it doesn't matter about the forty quid.

The money could be seen as an admission of liability on his part, which will help you undermine him if he tries to turn the tables and claim against you.

But once again it's not conclusive, his claim - if he makes one - could succeed irrespective of paying you money at the roadside.

As others have said, your motor insurance cannot become involved, which is good, but could be bad in the event he does claim against you - unless you have separate public liability cover.

 

[mjr]

Please report it. It helps make the case for road design improvements where they're most needed.

 

[paul_1979]

Report it ASAP. Especially with an injury. Like in previous post, don't take it as a given that it's been reported by the other party. Did you exchange details etc? There'll be no effect on your car insurance as no claim will be made against it.

Get well soon

 

[dbeattie]

All good advice except for the ice and medication part. Consider whether icing and medication might delay the healing process. Inflammation is necessary. If you have bruising it will be dealt with by your lymphatic system - drainage of the area facilitated by muscular action and movement. Ice and drugs just delay the process. Pain relief v healing and recovery. If the pain is intolerable then go with ice and drugs for relief but otherwise avoid.

 

[Ed no-more-lemons]

thank you for the input Peeps. Just got of the phone to Surrey police, yep the driver has done as expected so no complaints there then (I just hope this will make him a more cautious/better driver). mjr it certainly ain't the B roads round Fakenham and Sheringham (mores the pity). The traffic volumes suck around these parts and road safety can easily be forgotten and risk taking slip in. Anyhow you know you can get sound impartial advice on CC, signing of for a few more Ibruprofen and tomorrows salvage operation.

 

[Ed no-more-lemons]

Ow and thanx dbeattie for confirming my waryness on the frozen peas the medic suggested.

 

[boydj]

I don't think it's a great idea to take money at the time of the incident for various reasons. You don't know the extent of your injuries, or the damage to the bike and you are not in the best state of mind to make decisions due to the adrenaline that's bound to be flowing.

My advice, if you are hurt at all, is to stay down and to have the police and ambulance called and let the ambulance people assess the injuries. If injuries and damage are minor then you can come to an agreement on compensation that need not involve his insurance.

 

[vickster]

Ow and thanx dbeattie for confirming my waryness on the frozen peas the medic suggested.

Ice can give good pain relief in the short term (first 24-48 hours) and help reduce swelling. Just make sure you wrap them in a tea towel (never against skin) and no more than 15 minutes if taking ibuprofen, take with food to avoid gut rot

 

[mjr]

mjr it certainly ain't the B roads round Fakenham and Sheringham (mores the pity). The traffic volumes suck around these parts and road safety can easily be forgotten and risk taking slip in.

Actually, the traffic volumes on those B roads towards the coast suck in the summer and it's not exactly great in today's thick fog but I know what you mean as I ride in the London area sometimes. Hope you mend quickly and the salvage goes simply.

 

[Ed no-more-lemons]

The grass is always greener aye, course if you know the less used byeways happy days. Though there is much less muck to scrape of this time of year up towards London central.
Boydj what you say is spot on, easy to say with hindsight of coarse, some silly storys from friends may have encouraged me to settle in the way I did. No major harm done so I wan't be making any claims, coarse if I had stayed down it may have been more like freezing my A*** off.

 

[cyberknight]

GWS matey , nothing to add to the above as i think they have covered it all .