I notice that marinyork, CC's master of nuance, has been AWOL for a while. Perhaps that accounts for the upsurge in crude simplification.
Smashed into a stationary car and broke off wing mirror. Ouch,ouch,ouch
- Thread starter bonker
- Start date
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Nonsense. Piece of p1ss.
CopperBrompton
Bicycle: a means of transport between cake-stops
- Location
- London
This charm offensive you're on this weekend is getting a bit cloying now.
Dogtrousers
Kilometre nibbler
Dunno. It's all complicated stuff about cable-pulls and stuff. I was only kidding really - now I've bought my fancy bike I'm going to ride it as is but if ever I build my dream bike it will be different.
Have you ever bought a lottery ticket?
BrianEvesham
Mask is gone!
- Location
- South Littleton, Evesham.
In the past yes, but not for many years now!
Dogtrousers
Kilometre nibbler
If so then it gives me an upgrade option sometime in the future. For now, it works fine so I'm not touching it. And the next car I get is going to have the most amazing wing mirrors ever.
Nigel-YZ1
Guru
- Location
- Somewhere else... maybe soon.
Wrong.
Only just seen this. You should, if it's not too late, check whether you are covered by your home insurance. Many policies have a public liability cover thrown in which should cover for this sort of thing.
Hope you're OK.
I live in Epsom, so I'll keep an eye out and wave at you if I see you.
confusedcyclist
Veteran
I've hit an ambulance wing mirror before while avoiding a pot hole, lost my balance then clunk! It was my shoulder, it hurt but no bruise.
I shouted sorry, the driver just chuckled and nodded "it's fine" and I was on my way. Learnt my lesson though!
I shouted sorry, the driver just chuckled and nodded "it's fine" and I was on my way. Learnt my lesson though!
Cyclist33
Guest
- Location
- Warrington
[QUOTE 3045433, member: 259"]Could have been much worse financially, but I presume you didn't get hurt. I wonder if this will set off a personal liability insurance thread?
To start things off, I have it, and I've had to use it.
[/QUOTE]
I had it on my old home insurance policy, nothing to do with cycling or not, and have had to use it when I broke someone's car with my bike.
To start things off, I have it, and I've had to use it.
[/QUOTE]I had it on my old home insurance policy, nothing to do with cycling or not, and have had to use it when I broke someone's car with my bike.
Cyclist33
Guest
- Location
- Warrington
Call Cycle Touring Club - I'm sure they're lawyers could not only get you off, but also take the old lady's savings and pension for the rest of her life, as well as getting her a minimum 16 years in jail for dangerous driving and attempted murder.
midlife
Guru
Better still, get Massingbird on the he case
Blackadder: I remember Massingbird's most famous case: the Case of the Bloody Knife. A man was found next to a murdered body. He had the knife in his hand. 13 witnesses had seen him stab the victim. And when the police arrived, he said "I'm glad I killed the bastard." Massingbird not only got him off; he got him knighted in the New Year's Honours List. And the relatives of the victim had to pay to wash the blood out of his jacket
Blackadder: I remember Massingbird's most famous case: the Case of the Bloody Knife. A man was found next to a murdered body. He had the knife in his hand. 13 witnesses had seen him stab the victim. And when the police arrived, he said "I'm glad I killed the bastard." Massingbird not only got him off; he got him knighted in the New Year's Honours List. And the relatives of the victim had to pay to wash the blood out of his jacket
S.Giles
Guest
A couple of years ago, I went out for a bike ride in a public place and my head was badly damaged by a negligent driver. Their insurer has claimed that I share 25% liability because I was not wearing a helmet, and so there was contributory negligence on my part.
So, damage to an unprotected (expensive) rear view mirror is the sole responsibility of the person causing the damage, but damage to a person's unprotected head isn't!
The point I'm trying to make is that there is a large (moral, and possibly legal) grey area in this argument. If someone parks their museum-grade vintage Ferrari where I may accidentally damage it, has not my financial well-being been jeopardised to some degree by that person? Is it reasonable to compel me to take on that risk as I walk (or ride) past it? There aren't easy answers to this sort of question, hence the deadlock of the last eleven pages!
So, damage to an unprotected (expensive) rear view mirror is the sole responsibility of the person causing the damage, but damage to a person's unprotected head isn't!
The point I'm trying to make is that there is a large (moral, and possibly legal) grey area in this argument. If someone parks their museum-grade vintage Ferrari where I may accidentally damage it, has not my financial well-being been jeopardised to some degree by that person? Is it reasonable to compel me to take on that risk as I walk (or ride) past it? There aren't easy answers to this sort of question, hence the deadlock of the last eleven pages!
Richard A Thackeray
Legendary Member
'Ditto'
British Cycling 'Silver' membership here too
I'll admit to preaching slightly, at work too
I work in a fairly busy Hospital, & when I see cyclists brought in, after a RTCs/falls, after the initial enquiries about how the bike is, I'll ask about insurance
If in the negative, I'll explain the benefits of CTC/BC membership, & from both sides of the fence; as the 'IP', & the 'OP'
Digressing slightly (sorry!)
Still get the odd stroppy sod on a 'bso', who wants to sue the driver who knocked them off, broke their leg, flattened the bike
Despite; no light, no reflectors, wearing a hood up, pedalling through a red-light... on the phone
They simply won't believe that the most desperate 'no win, no fee, no self-respect, ambulance chasing lawyer' won't get them a penny - not until the Police officer who comes to interview them, lays it on the line, that the motorist wants money from them
