Regarding tax and insurance, I am insured, and I'll pay 'Road Tax' at the same rate as every other person on the road... i.e. zero, because there is no such thing as road tax.
I pay the Vehicle Excise Duty appropriate to my carbon emissions (i.e. zero). Of course, as I'm burning energy to fuel my bicycle, I should pay tax appropriate to that. That fuel is what I eat, mostly veg from my plot and meat from local farms, with a few other bits I can't get, like, say, rice, spices, etc. Now all of the stuff from my plot has less than 1 food mile, that mile done by bicycle, and it is as near as damn it carbon neutral. I'll happily pay the environmental tax on that. As I'm a cyclist I'm also healthier and less of a drain on the NHS, so I should logically be rebated part of that too. I'd also like the proportion of my council tax that goes to pay for roads rebated, as I do an infinitessimal amount of damage to those roads. And as I'm not driving to supermarkets to fill up my bin with packaging, I'll have a rebate on my refuse collections too...
Which form do I need, and where do I send it, for my rebate? Do you think something like £300 per year would be an appropriate sum to claim for being a cyclist? More, do you think?