Taken Off bike by a car - What steps should i take for bike replacement/repair?

[classic33]

I was thinking more along the lines of anything that may have caused injury to the back.

 

[cutler26]

I was thinking more along the lines of anything that may have caused injury to the back.

Well i was carrying a tool kit im my bag and that was flat against my back

 

[cutler26]

Your drive should be ok, the heads park when it powers down, so there should be no damage to the platters with a little luck. You'd be surprised how resilient they are, dropped a box of hard drives down a set of stairs once and most of them still worked fine after

I would of closed my eyes and hoped for the best after dropping a box of them, I will do a full health check on the drive just for reinsurance

 

[cutler26]

I was thinking, as i never had chance to photograph the car once i was thrown from my bike, would it be wise to ask the driver for images that he can provide? Also i need to gather insurance details, again shall i collect them from the driver?

 

[vickster]

You don't need images of the car. You're not claiming to have it fixed, that's down to him I'd be extremely surprised if the driver would oblige but it's unnecessary.

You should ask the driver for his insurance details if you are planning on claiming directly. Or do the askMID thing suggested before. You can ask the police for the reg number if you don't have it. If going through a solicitor, they will get the insurance details from their database from the car reg

 

[classic33]

^^What's said in the post above.^^​

 

[cutler26]

You don't need images of the car. You're not claiming to have it fixed, that's down to him I'd be extremely surprised if the driver would oblige but it's unnecessary.

You should ask the driver for his insurance details if you are planning on claiming directly. Or do the askMID thing suggested before. You can ask the police for the reg number if you don't have it. If going through a solicitor, they will get the insurance details from their database from the car reg

Which route would you recommend? (Insurance or Solicitors)

 

[vickster]

If looking for another solicitor, you could try http://www.cycle-claims.co.uk/ who have an advert in Cycling Active and don;t appear to just to PI. However, I'd be surprised if they'd do a standalone claim for the bike, it wouldn't be worth their while financially. If that's your only course of action, go direct through the drivers insurance Co

 

[vickster]

Which route would you recommend? (Insurance or Solicitors)

Well as my new post, are you wanting to claim for injuries or just your bike? Solicitors make the money on PI claims, not getting a £400 bike replaced

 

[cutler26]

Well as my new post, are you wanting to claim for injuries or just your bike? Solicitors make the money on PI claims, not getting a £400 bike replaced

Aswell as my bike I am considering a claim due to the drivers negligence, as result of this i have had to take time from college possibly affecting my grades and the inconvenience of being limited with what i can do in my daily life, whilst i''m injured and without my main source of travel.

 

[vickster]

Aswell as my bike I am considering a claim due to the drivers negligence, as result of this i have had to take time from college possibly affecting my grades and the inconvenience of being limited with what i can do in my daily life, whilst i''m injured and without my main source of travel.

You need a solicitor. That is a personal injury claim. They will also take into account any injuries suffered as part of any compensation offer (but several years down the line potentially). I had my first offer within a few months, however, it'll be up to you whether you think it reasonable (the solicitor will also advise). To give you an idea, I was offered £1000 at that point (bearing in mind I was more than that out of pocket due to not being able to work after the accident and subsequent surgery)

However, it's not down to you to determine negligence, that's for the police. You should get the opportunity under the victim's charter to specify what action, if any you'd like the police to consider taking (prosecution, driver education etc). As part of the claim, you will be asked to complete a full detailed statement of what happened.

If it's affecting you psychologically, and you want that taken into account, you may well need an assessment by an expert psychologist (or indeed more than one). They'll probably send you to see a GP privately to be examined and to answer lots of questions about your injuries. T

It's a long process, it's can be quite a lot of hassle and stressful, so make sure you understand the process from the solicitor

They will deal with facts, not hypothesising how it might affect you. This is why it takes so long to settle, as really you don't want to settle until everything is back to normal. Once you accept any sum, that's the end of it. You'll get no more money, no more funding of medical care, no further repairs to the bike if it goes bang because something was missed etc

I would also suggest you try to get all the paperwork checked and proof read before sending anything

 

[cutler26]

Ok, I'm going to take some time to look into it further before i make any actions

 

[vickster]

Just talk to someone, you don't have to commit to anything (that only happens when you complete all the paperwork and instruct the solicitor), but you do need to understand the situation

 

[cutler26]

Just talk to someone, you don't have to commit to anything (that only happens when you complete all the paperwork and instruct the solicitor), but you do need to understand the situation

Will do, i have just received a call from the local bike shop and the bike has now been written off as the cost of repair exceeds the value of the bike

 

[vickster]

Will do, i have just received a call from the local bike shop and the bike has now been written off as the cost of repair exceeds the value of the bike

You just need Halfords or similar to do the same. It needs to be in writing