The Retirement Thread

[Paulus]

I get a reduced state pension due having a superannuated NHS pension. I also had had to top my national insurance payments despite paying in for 47 years so as to get the maximum ( for me) state pension.

You, like myself and other public servants were automatically transferred out of serps, so we payed slightly less NI, which meant we get a slightly less state pension, unless like yourself you topped it up.

 

[Dave7]

Going to the hospital thsi afternoon - Geriatric Department as said before

and picking up the grand kids for a "sleep over" tonigh


so the time has come for the new t-shirt to be deployed

View attachment 800359

All 3 of mine called me Gwandrad for years as the eldest couldn't say grand and the others just copied him. Later on it became a joke and now it's granddad.
Sue insisted on Nana as our surname is Smith and she refused to be a granny Smith.

 

[ebikeerwidnes]

I am Pops
because when the first one was born my wife and I had only just started being a couple

so the bloke that was around when her son was growing up was the person he thought of as his Dad
Lets just say that his Mum was not in agreement
but he was the nearest he had to a Dad - so I felt he had the right to be the GranDad

The others have just followed their big sister

seems to help get rid of any confusion as well

 

[SpokeyDokey]

I expected that

What I am worried about if people who have never had to deal with tax

and have always earned very little
and are probably scared of the whole thing
I know a few family members that this would cover
and some of my clients with AgeUK would probably come into that category as well

Some of these people would be serious worried about it - positively scared

Now I don;t thing this is necessarily a problem
By wife watched the House of Commons most days and watches all the Politics programmes
she say that it has been stated very clearly - from the Dispatch Box - that people whose sole income is the OAP WILL NOT have to pay any tax

which is fine - as it should be

question is whether "they" have thought to make sure that people also do not get any letters through the post that they might find to be scary

sometimes clever people fail to think - or understand - of how their actions and communications will be seen by some other people

That is interesting - it does look like Rachel from Accounts has stated that FOR THE DURATION OF THIS PARLIAMENT that people whose sole source of income is the State Pension will not be taxed if it exceeds the Personal Tax Allowance.

Again, you learn something every day!