The Retirement Thread
- Thread starter Dirk
- Start date
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- Location
- Somewhere wet & hilly in NW England.
Finding the right replacement is hard.
I have since found out how to get them apart, clean the discs and reassemble them. 20 minute job and much cheaper ie £0.
Every days a school day eh!
esoxlucius
Well-Known Member
I vaguely remember spotting a retirement thread some time ago but couldn't find it for the life in me. Anyway, eventually I found it, so here I am with my story.
I'm 58 and funnily enough I've retired this very Easter weekend! I've paid my full due of National Insurance contributions so I now qualify for the full government pension when it kicks in in about 9 years time!
So until then I have a modest personal pension to draw on, rental from a property, and various savings which, as long as I don't go crazy, will pretty much last me until my government pension kicks in. I also plan on selling my property further down the line to help fund my retirement later on.
The big worry for me isn't necessarily finances, but more along the lines of the complete shock to the system of working solid for 42 years, and then stopping abruptly.
Obviously I'm a cyclist, a keen angler too. I like gardening, walking and I'm also an amateur artist so I have things to be doing both indoors and outdoors depending on the weather.
One thing I do not want to do at any cost is go back to work at any level. You work all your life. Retirement, to me, means just that, no work!
My boss has already said I can go back anytime I want, choose whatever hours I want to do and he'll pay me cash in hand. It's a nice option to have but one I have no desire to entertain.
So my retirement, as much as I'm looking forward to it, holds a nervous excitement for me. Complete unknown territory, lol.
I'm 58 and funnily enough I've retired this very Easter weekend! I've paid my full due of National Insurance contributions so I now qualify for the full government pension when it kicks in in about 9 years time!
So until then I have a modest personal pension to draw on, rental from a property, and various savings which, as long as I don't go crazy, will pretty much last me until my government pension kicks in. I also plan on selling my property further down the line to help fund my retirement later on.
The big worry for me isn't necessarily finances, but more along the lines of the complete shock to the system of working solid for 42 years, and then stopping abruptly.
Obviously I'm a cyclist, a keen angler too. I like gardening, walking and I'm also an amateur artist so I have things to be doing both indoors and outdoors depending on the weather.
One thing I do not want to do at any cost is go back to work at any level. You work all your life. Retirement, to me, means just that, no work!
My boss has already said I can go back anytime I want, choose whatever hours I want to do and he'll pay me cash in hand. It's a nice option to have but one I have no desire to entertain.
So my retirement, as much as I'm looking forward to it, holds a nervous excitement for me. Complete unknown territory, lol.
ebikeerwidnes
Guru
- Location
- Widnes
Ours started leaking a few years ago
after sme effort I found a grub screw hidden at the back
taking that out allowed access to a bigger screw which released the cartridge
scrubbing ti and soaking it in lemon juice to get rid of limescale fixed the problem
well - it did eventually - after I had realised that taking the cartridge out allow mains water pressure out of the hole it leaves behind so you need to switch the water off first
Obvious now I know - but at the time I was just looking to see how it worked
Having taken it apart and soaked it in descaler for an hour or so, the drip seems to of stopped. So maybe a free fix.
I did go to the plumbing place and he more or less said the same. There are many different types, makes and sizes. If it doesn't hold, I'll have to dismantle it again and take the cartridge in.
Welcome to the retirement thread.
Nown and again there are some serious topics discussed, but for the most part it is irreverent nonsense. We have been known to be told off by the moderators as well.
ebikeerwidnes
Guru
- Location
- Widnes
I even managed to get banned from one section.....ban has been lifted now
Was it something to do with a Triumph Acclaim???
ebikeerwidnes
Guru
- Location
- Widnes
Welcome
feel free to discuss nonsense - it will fit in well???
also serious topics - I'm sure I saw one a while back!!!
On the subject of serious topics - make sure you check with the pension people what your situation is
when I retired I checked and was fully paid up for the maximum number of years
Then when I came closer to the critical age then I found that I was also supposed to keep contributing Nat Ins for the remaining years and I had to top it all up
Worst thing is that if you don;t realise until you reach retirement age then you cannot do it after
so worth checking again every few years - they do seem to be quite helpful
esoxlucius
Well-Known Member
This is a new one on me. I thought you qualified for the full state pension, if you were born after 1951 (men), after contributing National Insurance for 35 years. I've retired with 42 years under my belt. I've never heard anything to the contrary up until you've just posted that. Had you been paying into the system non stop up to your retirement or did you have breaks through your working life?
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