The Retirement Thread

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PaulSB

Squire
I've been looking at our finances too. When Mrs P is better we need to have a chat about this year's budget. Never easy. I just checked Mrs P's state pension date - September 2022 and it should have been September 2016. Bastards.
 

Mo1959

Legendary Member
Repair Shop time. See what they are doing today. Still rain and wind here so haven’t been back out.
 

classic33

Leg End Member
Crikey just signed up with EE for my broadband. With BT £700. EE £288.00. And I get an extra 5gb every month on my mobile phone as I am an EE customer already. Free router and set up and they do everything. All I have to do is wait for it to happen. Happy days :bravo::bravo:
Your lottery numbers stand a better chance of coming up first.
 

BoldonLad

Not part of the Elite
Location
South Tyneside
I am sorting out my finances. Over the last 2 years what with getting rid of Sky TV, changing my broadband (in a couple of weeks) changing house and contents Insurers, car insurance I will have saved myself around £1500. :eek:. Not a shabby amount I would say.

IMHO, it is worth "reviewing" Car, House Building, House Contents Insurance EVERY year.

It is also worth a bit of haggling (blackmail?) when renewing Broadband, Mobile Phone, etc etc. I almost always manage to get either a few pounds reduction and/or freebies, just by suggesting I may switch suppliers.

For several years now (well 27 years, ie ever since I was 55), I have been alternating between Saga and any other Company (selected from Comparison sites, usually).

Each year, at renewal time, the same thing happens, ie premium increases. I switch providers. Next year, if they (Saga) are competitive (and they usually are), I switch back.

To me, it is a crazy Business Model, retaining an existing customer is almost always cheaper than having to win a new one.

Just been going through the routine today, for the car:

1. Saga quoted me £50 less than they quoted me last year, and, £45 less than my existing Insurer.

2. I had a phone call from one of the Companies who had quoted via a Comparison Site, saying that perhaps, they could offer me their best price, if I talked to them. Told them they had their chance to quote their best price on the Comparison Site, and they blew it.
 
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welsh dragon

Thanks but no thanks. I think I'll pass.
IMHO, it is worth "reviewing" Car, House Building, House Contents Insurance EVERY year.

It is also worth a bit of haggling (blackmail?) when renewing Broadband, Mobile Phone, etc etc. I almost always manage to get either a few pounds reduction and/or freebies, just by suggesting I may switch suppliers.

For several years now (well 27 years, ie ever since I was 55), I have been alternating between Saga and any other Company (selected from Comparison sites, usually).

Each year, at renewal time, the same thing happens, ie premium increases. I switch providers. Next year, if they (Saga) are competitive (and they usually are), I switch back.

To me, it is a crazy Business Model, retaining an existing customer is almost always cheaper than having to win a new one.

Just been going through the routine today, for the car:

1. Saga quoted me £50 less than they quoted me last year, and, £45 less than my existing Insurer.

2. I had a phone call from one of the Companies who had quoted via a Comparison Site, saying that perhaps, they could offer me their best price, if I talked to them. Told them they had their chance toque their best price on the Comparison Site, and they blew it.


I always advise people to shop around every year for the best insurance price they can get. They don't show loyalty to customers so don't show it to them.
 
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