welsh dragon
Thanks but no thanks. I think I'll pass.
I was hoping to have a sod all day today but alas, my car might be ready. New bisks and brake pads needed, so i may well have to get on a bus later to collect it, and its hissing down as well.
You'd need to ask MrsP.I have been for year's, but I would not not like others to suffer though.
Do you know what you are saving for?
Stick two bikes in the boot then.I was thinking of doing that, but if Mr WD decides to come as well, then the bus it is.
On top of the 53 nights in the van we've done about 20 nights away without it, mainly up country visiting mates.We have done 45 away so far this year, not all in the van. There are more to come before the year is finished.
As a follow on from the retirement thread, how much do you need to be 'comfy?' Are you peeps spending more or less than anticipated? If you are taking advantage of a drawdown pension rather than an annuity is your pot dwindling faster than expected?
We lead a modest lifestyle and excluding capital expenditure (new cars, caravan, foriegn trip) reckon £20k pa should be enough is this realistic? With 2 of us oap should be at least £16k from the state, and with a defined pension taking us above this any private pension can therefore be used to fund early retirement, is this a dangerous tactic? And how big a private pension plot would you consider enough to fund 12 years with a seperate income of £10k pa available tax free?
Mod note: there is a separate thread just about retirement finances here.
I would have thought it was already covered.A thread specially for 'persons of leisure' and independent means, or those with aspirations.
How do you while away those lazy days?
How do you cope financially?
When did you retire?
Is retirement what you expected?
How long did you take to adjust?
Etc.