The Retirement Thread

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screenman

Squire
I do it rarely. I don't like to splurge, and I don't like to eat into capital.

Capital is easy to top back up, must admit I did fancy a busa for a while but I knew it would not last long before I got fed up with it. I still miss the little beemer a bit but not enough to dash out and buy one.
 
I've got 40 pints of the oirish coca cola brewing in the shed as we speak ;)

Still :whistle:
 

Drago

Legendary Member
Capital is easy to top back up, must admit I did fancy a busa for a while but I knew it would not last long before I got fed up with it. I still miss the little beemer a bit but not enough to dash out and buy one.

Where possible I prefer to divert a small proportion of income each month until I have what I need. If I absolutely have to I'd dip into my capital, bit where humanly possible I strive to have more capital each month than the one before, even if its only a fiver.
 

BoldonLad

Not part of the Elite
Where possible I prefer to divert a small proportion of income each month until I have what I need. If I absolutely have to I'd dip into my capital, bit where humanly possible I strive to have more capital each month than the one before, even if its only a fiver.

I am a boringly organised person, money wise. I have a budget for everything, including "savings" (ie building more capital). My budgeting even includes a budget for having the occasional "splurge". It would appear that not one of my six offspring have inherited these genes and/or learned anything from my spreadsheet fixation!
 

jongooligan

Legendary Member
Only just got up. Spent the morning in bed reading The Lie by Helen Dunsmore. Excellent writng - mebbe her best.

Chucking it down so housework and turbo trainer for what's left of the day.
 

Drago

Legendary Member
I am a boringly organised person, money wise. I have a budget for everything, including "savings" (ie building more capital). My budgeting even includes a budget for having the occasional "splurge". It would appear that not one of my six offspring have inherited these genes and/or learned anything from my spreadsheet fixation!

My Mum beat it into me! Ironically, she never seems to have taken her own advice, and while she's not a pauper she lives on a very tight income.

Contrast that with my Dad. He was never reckless with cash, but unlike me he never objected to a car loan etc. He's just sold his share in one of his companies for £6 million, so he did OK.
 

BoldonLad

Not part of the Elite
My Mum beat it into me! Ironically, she never seems to have taken her own advice, and while she's not a pauper she lives on a very tight income.

Contrast that with my Dad. He was never reckless with cash, but unlike me he never objected to a car loan etc. He's just sold his share in one of his companies for £6 million, so he did OK.

I was not always so "organised". But Mrs @BoldonLad Mk1 was a money disaster / pit, once extricated from that situation, I vowed never to be in such a mess again! ;)
 
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