The Retirement Thread

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screenman

Squire
I do it rarely. I don't like to splurge, and I don't like to eat into capital.

Capital is easy to top back up, must admit I did fancy a busa for a while but I knew it would not last long before I got fed up with it. I still miss the little beemer a bit but not enough to dash out and buy one.
 
I've got 40 pints of the oirish coca cola brewing in the shed as we speak ;)

Still :whistle:
 

Drago

Legendary Member
Capital is easy to top back up, must admit I did fancy a busa for a while but I knew it would not last long before I got fed up with it. I still miss the little beemer a bit but not enough to dash out and buy one.

Where possible I prefer to divert a small proportion of income each month until I have what I need. If I absolutely have to I'd dip into my capital, bit where humanly possible I strive to have more capital each month than the one before, even if its only a fiver.
 

BoldonLad

Not part of the Elite
Location
South Tyneside
Where possible I prefer to divert a small proportion of income each month until I have what I need. If I absolutely have to I'd dip into my capital, bit where humanly possible I strive to have more capital each month than the one before, even if its only a fiver.

I am a boringly organised person, money wise. I have a budget for everything, including "savings" (ie building more capital). My budgeting even includes a budget for having the occasional "splurge". It would appear that not one of my six offspring have inherited these genes and/or learned anything from my spreadsheet fixation!
 

jongooligan

Legendary Member
Location
Behind bars
Only just got up. Spent the morning in bed reading The Lie by Helen Dunsmore. Excellent writng - mebbe her best.

Chucking it down so housework and turbo trainer for what's left of the day.
 

Drago

Legendary Member
I am a boringly organised person, money wise. I have a budget for everything, including "savings" (ie building more capital). My budgeting even includes a budget for having the occasional "splurge". It would appear that not one of my six offspring have inherited these genes and/or learned anything from my spreadsheet fixation!

My Mum beat it into me! Ironically, she never seems to have taken her own advice, and while she's not a pauper she lives on a very tight income.

Contrast that with my Dad. He was never reckless with cash, but unlike me he never objected to a car loan etc. He's just sold his share in one of his companies for £6 million, so he did OK.
 

BoldonLad

Not part of the Elite
Location
South Tyneside
My Mum beat it into me! Ironically, she never seems to have taken her own advice, and while she's not a pauper she lives on a very tight income.

Contrast that with my Dad. He was never reckless with cash, but unlike me he never objected to a car loan etc. He's just sold his share in one of his companies for £6 million, so he did OK.

I was not always so "organised". But Mrs @BoldonLad Mk1 was a money disaster / pit, once extricated from that situation, I vowed never to be in such a mess again! ;)
 
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