The Retirement Thread

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Dave7

Legendary Member
Location
Cheshire
Out first house was a semi detached corner house at a cost of £7,400. The mortgage payments were £64.00 per month. My God we struggled to pay it and look after 2 children as well especially as I wasn't working.
Mrs D took a job working for a coal distribution company.
It was me that recommended her and I arranged the interview (as I knew the boss).
It was hard work for her, delivering CWT bags of coal but I helped out by putting newspapers out for her to put her dirty boots on when she got home.
I also poured my own beer if she fell asleep in the hallway.
I like to think she appreciated those little touches.
 

welsh dragon

Thanks but no thanks. I think I'll pass.
Mrs D took a job working for a coal distribution company.
It was me that recommended her and I arranged the interview (as I knew the boss).
It was hard work for her, delivering CWT bags of coal but I helped out by putting newspapers out for her to put her dirty boots on when she got home.
I also poured my own beer if she fell asleep in the hallway.
I like to think she appreciated those little touches.


:laugh::laugh::laugh: you are such a romantic soul
 

Drago

Legendary Member
Well, daughter number 3 has got herself qualified as an accountant at age 22. For a change she followed my advice, stopped going out, did not upgrade to a new phone at 60 quid a month, did not take another car out on PCP, and lo! Despite having to pay rent she still managed to then save enough in else than 2 years for a deposit, legal fees, and a bit left over.

It is hard for youngsters these days, but it has never been easy for preceeding generations. The difference is now that there is so much that they spend their money on now that young adults of 30 years ago never had, and a fair proportion of those complaining how they'll never own a house still have a car on PCP, a phone on a contract, eat fast food, and take foreign holidays with their mates. If that's their priority then fine, but don't then bend my ear when the cash potis scraped bare and you want a house deposit.
 
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D

Deleted member 1258

Guest
Mrs D got hers aged 60. Like you she took time out to ring up the kids so wasn't entitled to the full wack. We opted to pay (i think) £3K to take it up to 90%......no brainer.

My good lady has raised two families and done very little full time work, she gets about 30% of a state pension.
 

gavroche

Getting old but not past it
Location
North Wales
Whereas I've got 2 cars and can't be bothered to drive either of them :laugh: I despise driving, gain no pleasure whatsoever from it, and more and more recently have found myself getting on the bus rather than behind the wheel. I look set to have driven under 1200 miles this year, and it'll be under 1000 next year if the trend continues.
If you only drive 1000 miles a year, it is a waste of a car then. Why don't you sell it and just share the one with your wife? We have two cars and we drive both of them regularly so having just one car in our case is not an option.
My wife is 74 now and reckons her driving days are coming to an end so when she decides to pack it in then we will sell her car.
 

Dave7

Legendary Member
Location
Cheshire
If you only drive 1000 miles a year, it is a waste of a car then. Why don't you sell it
To be fair you are not in his situation so cant judge.
We have 2 cars.
I play golf Wednesday and Thursday so 'need' a car for that. Mrs D cares for her aunty (she is in sheltered accomodation) so 'needs' a car for that.
We were so close to selling one a couple of months ago. My car was packed for golf and we got a call to say her aunty had fallen so Mrs D had to rush off.
We decided to give it another 12 months and reassess things.
 
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