Coincidentally, I was wandering down the road to the Pub yesterday to wait for Mrs Tenkaykev who was having her Covid Booster. I passed a couple of guys who were deep in conversation, one was carrying a six foot wooden cross over his shoulder and the other had a load of pamphlets in his hand. Welcome to Dorset...😉
The Retirement Thread
- Thread starter Dirk
- Start date
Page may contain affiliate links. Please see terms for details.
numbnuts
Squire
- Location
- Gone over the hill and far away
welsh dragon
Thanks but no thanks. I think I'll pass.
I tried Stevia once. God it was bloody awful
D
Deleted member 1258
Guest
Our son's been over to Cheshire Oaks this morning and was impressed by the tree and the grotto inside the base.
D
Deleted member 1258
Guest
I'm not sure everybody will get this.
numbnuts
Squire
- Location
- Gone over the hill and far away
Been a funny sort of day, I woke up at 06:45, but I thought it was too early to get up and went back to sleep. Woke up again at 09:00, but it took me another 30 minutes to get out of bed as I was thinking what shall I do today as I had nothing planned.
Some time later I went out for a 5 mile walk and saw two bobbies on bikes
which is rare in the village as they normally use an armoured vehicle 
they must be getting brave or the cost of fuel is hitting them hard.
Letter from the housing association, we will have to have a bin area outside the two flats with the loss of parking places in the lay-by as they will have to lower the said pavements as the council will not be picking up plastic bags any more.
Some time later I went out for a 5 mile walk and saw two bobbies on bikes
which is rare in the village as they normally use an armoured vehicle they must be getting brave or the cost of fuel is hitting them hard.Letter from the housing association, we will have to have a bin area outside the two flats with the loss of parking places in the lay-by as they will have to lower the said pavements as the council will not be picking up plastic bags any more.
ColinJ
Puzzle game procrastinator!
- Location
- Todmorden - Yorks/Lancs border
I must be getting slow - it took me about 30 seconds to work that out!
Yes, when we used to buy on HP (hire purchase) before we had credit cards...
Flick of the Elbow
less than
- Location
- Pentlands Midlothian Edinburgh
I’ve heard of HP but I think it was before my time. Credit cards and loans only for me.
D
Deleted member 1258
Guest
I remember having big purchases on HP and I remember my parents doing the same, once we had credit cards then it went on the card, I remember buying on one card then transferring it to another card for an interest free period, after a while they started charging for the balance transfer.
Juan Kog
permanently grumpy
When I was younger an older relative called it the Glad and Sorry. Glad you‘ve got it, sorry you’ve got to pay for it .
ColinJ
Puzzle game procrastinator!
- Location
- Todmorden - Yorks/Lancs border
In that case, you have just been given an age-infringement yellow card!
I have gone full circle...
I first heard of credit cards about 50 years ago and thought that they were a crazy concept - allowing people to spend money that they didn't have... WHAT!!!
Then I got a reasonably well-paid job, and a credit card. It was very convenient, and I always paid the full bill every month so I never paid any interest.
Then I got made redundant, but still had a credit card, which still made it easy to spend money, only then I couldn't pay the full bill every month so I started paying interest. LOTS of interest... 15%, 18%, 20%, 23%...
But then I got another job. Back to paying the bill off every month.
And then eventually that job was over too... My very convenient credit card let me get into debt and the bank kept raising my credit limit without asking me. I was using withdrawals on the credit card to pay the interest on the credit card bill!
I'll skip the gory details, but it didn't end well...
I'm back to thinking that credit cards are A Very Bad Idea!!! I probably couldn't get another one now, but even if I could, I wouldn't. I will save up for things that I want to buy.
ColinJ
Puzzle game procrastinator!
- Location
- Todmorden - Yorks/Lancs border
That's given me a flashback to walking into a bike shop over 20 years ago, and walking out an hour later having spent £2,000 on a bike on a whim. These days I would spend an evening online trying to save £2 on a tyre costing £15!
welsh dragon
Thanks but no thanks. I think I'll pass.
I think everyone over 60 knows About HP, or the never never as we called it as you never seemed to be able to get out of debt.
